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Яндекс ТиЦ	25.06.2019
поиск	28.06.2019
каталог	16.01.2018

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URL	lifeinsurance.com (WHOIS IP, WHOIS DOMAIN)
Заголовок	Life Insurance: Get a Quote Today \| Northwestern Mutual
Ключевые слова	life insurance, life insurance policies, best life insurance, what is life insurance, types of life insurance, best life insurance policy
Описание	Life insurance policies like whole life insurance, universal life insurance & term life insurance allow you to financially secure your family's future. Get a quote today.
Тэг h1	Life Insurance
Размер страницы	331.42 Kb
Кодировка	UTF-8
IP сайта	3.164.68.102 Все сайты на IP
Скорость загрузки	237.86 Kb/s
Время загрузки	1.39 sec
Перенаправление	https://www.northwesternmutual.com/life-insurance/
Внутренние / внешние ссылки	Анализ
Анализ контента страницы	Выполнить
Посетителей за сутки по LI	?
Посетителей за месяц по LI	?
Сервер сайта	server-3-164-68-102.hel51.r.cloudfront.net
Расположение датацентра	United States
Сервер	AmazonS3
Хостинг № ❶	👍 Сервис рекомендует!
Стоимость сайта	Узнать стоимость сайта ₽

Постоянная ссылка на страницу

http://hroni.ru/tools/analysis/lifeinsurance.com

Основные показатели сайта[ Скрыть ]

Яндекс ИКС:

Склей домена: Нет

С WWW

Без WWW

Яндекс Ранг: 0 из 6

Яндекс.Каталог: (не описан в каталоге)

Повысить индекс качества сайта (ИКС) регистрируя сайт на форумах

Google PageRank: 0 из 10

Alexa Traffic Rank: ?

Alexa Traffic Rank (график):

Счетчик Live Internet:

Поисковый трафик с Google[ Скрыть ]

Backlink History (Majestic SEO)[ Скрыть ]

Наличие сайта в каталогах[ Скрыть ]

Яндекс Каталог: (Нет)	Посмотреть	DMOZ:	Посмотреть
Google каталог:	Посмотреть	Mail.ru:	Посмотреть
Aport:	Посмотреть	Rambler Top 100:	Посмотреть

Проиндексировано страниц[ Скрыть ]

Яндекс:	Посмотреть	Google:	Посмотреть
Bing:	Посмотреть	Yahoo:	Посмотреть
Rambler:	Посмотреть

Ссылаются на сайт из[ Скрыть ]

Яндекс:	Посмотреть	Сайты из Я-Каталога:	Посмотреть
Яндекс блоги:	Посмотреть	Google:	Посмотреть
Google блоги:	Посмотреть	Yahoo:	Посмотреть
Bing:	Посмотреть	Rambler:	Посмотреть
Яндекс картинки:	Посмотреть	Google картинки:	Посмотреть

Дополнительная информация[ Скрыть ]

В кэше Google:	Посмотреть	В кэше Yandex:	Посмотреть
Похожие сайты в Google:	Посмотреть	История сайта:	Посмотреть
Упоминания в Ответы@Mail.ru:	Посмотреть	Поиск плагиата:	Посмотреть

Дополнительные инструменты[ Скрыть ]

Проверка валидности HTML:	Посмотреть	Проверка валидности CSS:	Посмотреть
Ping\Traceroute\DNS:	Посмотреть	Скорость загрузки страницы:	Посмотреть

Данные страницы[ Скрыть ]

Ответ сервера

HTTP/1.1 200 OK
Content-Type: text/html
Content-Length: 339407
Connection: keep-alive
x-amz-id-2: /sm4xNsPr+EHPZZQCj7uNhPCktVaiDMe+nACuuCMBdiX0hbVdzseb4RI+R6lLeUp/2JyptRbh5A=
x-amz-request-id: XAJC6BFH4V7R2B8V
Date: Sun, 22 Dec 2024 17:36:24 GMT
x-amz-replication-status: COMPLETED
Last-Modified: Fri, 20 Dec 2024 14:40:42 GMT
x-amz-server-side-encryption: AES256
Cache-Control: no-cache
x-amz-version-id: yHHYgy6C51AYlO5tGooRL31LYEcr9mCA
Accept-Ranges: bytes
Server: AmazonS3
ETag: "bf12eb72e13986f0d126090e0b43a091"
X-XSS-Protection: 1; mode=block
X-Frame-Options: SAMEORIGIN
Referrer-Policy: no-referrer-when-downgrade
X-Content-Type-Options: nosniff
Strict-Transport-Security: max-age=31536000; includeSubDomains
Set-Cookie: nm_visitor_caid=bc035137-a145-4ad7-8c9a-9d0865e74255; Max-Age=63072000; Domain=.northwesternmutual.com; Path=/; Secure; SameSite=Lax
X-Cache: Miss from cloudfront
Via: 1.1 0940ebc581f946bd99b903dc6120a26e.cloudfront.net (CloudFront)
X-Amz-Cf-Pop: HEL51-P4
X-Amz-Cf-Id: dsEztEKCjdqGxdX0MSxbTkMouGe1fjcA90lzbN-JeI9LS0JV26QqQw==

Файл robots.txt, размер: 235.47 Kb , проверить на Яндекс.Вебмастер

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style="-webkit-box-sizing:border-box;box-sizing:border-box"><section id="section-life-insurance-hero" class="sc-kMOjPS UiPBC sc-cYKZQj hQRLHH" role="banner" data-module="section-life-insurance-hero:hero-module:A"><div id="background-image-life-insurance-hero" class="sc-eoseld bLYroT hero-section-bg-image-container"><span role="img" aria-label="a couple camping on a bluff overlooking a river, serving a hot beverage from a thermos"></span></div><div class="sc-hKgJUU jujtyR nmx-container sc-yMzcK BjXJZ"><div class="sc-eCstlR bplJwX nmx-row sc-dpQbBL hAvQrh"><div class="sc-jSgvzq VxyEJ nmx-col sc-erkanz jhTBqZ"><h1 class="sc-gKseQn gNzQkc nmx-p sc-kpXqgB bNexZa hero-product-name" id="hero-product-name-life-insurance-hero">Life Insurance</h1><h2 class="sc-gKseQn gracRr nmx-h1 sc-cBYbHS fhKrxJ hero-heading-text" id="hero-heading-text-life-insurance-hero">Let's protect the ones <span class="sc-bTvSiT ddyjzT">you love.</span></h2><p class="sc-gKseQn cyAVEH sc-ksPmiX jlMwTD hero-description-text" id="hero-description-text-life-insurance-hero">You've worked hard to build a life you enjoy with the people you love. Now it's time to protect it all. And you won't have to wonder what type or how much life insurance you need—working with your advisor will make it easy.</p><a aria-label="Get insurance with a financial professional." class="sc-fubCzh ecdYlE sc-vUDao hluEIs hero-link-cta-primary" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-hero-cta-primary">Get insurance </a></div></div></div></section><section class="sc-cHjwLt kqfAlx" data-module="life-insurance-intro-section-container:intro-module:A" id="life-insurance-intro-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col sc-fYdeDz cCmQKx"><h2 class="sc-gKseQn eWToZb nmx-h2" id="life-insurance-intro-heading">Your life insurance will be designed around <span class="sc-bTvSiT ddyjzT">your life.</span></h2><p class="sc-gKseQn cyAVEH">Your situation and goals are different from everyone else's, so our policies are designed differently, too. Depending on your needs, our life insurance can simply be a safety net to protect your loved ones from the unexpected. Or it can also be the foundation of a smart financial plan giving you more flexibility for important things, like paying for college, growing your business, or having more income in retirement.</p><p class="sc-gKseQn cYmUVM">Your Northwestern Mutual advisor can help you choose what's right for you. They'll consider your goals, priorities, and what you can spend. So you'll only get the coverage you need, and nothing you don't.</p><a aria-label="Get started with a financial advisor" class="sc-fubCzh ecdYlE sc-lgLEBK hRkcqc" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-intro-cta-fafa">Get started</a></div></div></div></section><section id="life-insurance-calc-experience-callout" class="sc-jDhKaE hFgbKA sc-cTqvDs jWBpIx" data-module="life-insurance-calc-experience-callout:tool-experience-module:A"><div class="sc-hKgJUU jujtyR nmx-container sc-fpZbnF fnsvlw"><div class="sc-imZejO kYgmwC"><div class="sc-eCstlR dnqWbL nmx-row sc-iWqaZD dTFbNx"><div class="sc-jSgvzq VxyEJ nmx-col sc-eOuFlX gUWPRZ"><div class="sc-eWueXh kFlKSs"><svg width="371.73" height="215" viewBox="0 0 371.73 215" fill="currentColor" class="nmx-icon" style="display:flex;width:100%;height:100%;max-height:11.25rem;justify-content:center"><path d="M180.12 24.11c37.41 16.27 68.68 21.4 93.83 15.39.11.3 2.94 53.53-10.29 101.13-14.41 36.63-43 62.23-80.63 74.33-.36.5-53.73-5.31-84.79-68.3-8.31-27.17-13.83-58.06-13.83-107.17 35.53 6.01 67.44.87 95.73-15.39Z" style="fill:#246096"></path><path d="M138.77 88.61c5.19 0 9.4-4.55 9.4-10.17s-4.21-10.17-9.4-10.17-9.4 4.55-9.4 10.17 4.21 10.17 9.4 10.17ZM149.94 91.84h-21.4c-4.6 0-10.46 2.42-10.46 10.38v24.8c0 1.12.58 3.29 3.43 3.29l6.19.06v-8.32 41.59c0 1.47.62 3.72 3.69 3.96h5.46c1.87.04 2.81-.71 2.81-2.24.48 1.58 1.44 2.32 2.88 2.24 0 .03 6.57 0 6.57 0 2.88 0 2.62-2.9 2.62-3.96v-40.2 6.93s6.12.02 6.12 0c1.72 0 3.01-1.57 3.01-3.35v-24.8c0-11.29-10-10.38-10.91-10.38Z" style="fill:#93d4f5"></path><path d="M126.78 130.62v-23.28M152.64 130.62v-23.28" style="fill:none;isolation:isolate;opacity:.76;stroke:#0b4a7b;stroke-linecap:round;stroke-width:1.65px"></path><path d="M139.74 131.34v35.24" style="fill:none;stroke:#056899;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.65px"></path><path d="M220.66 92.59c4.76 0 8.62-4.29 8.62-9.58s-3.86-9.58-8.62-9.58-8.62 4.29-8.62 9.58 3.86 9.58 8.62 9.58ZM227.64 95.92h-12.27c-4.21 0-8.24 1.91-9.21 6.98l-5.96 22.63c0 1.05-1.31 3.85 2.15 4.83l4.73.98s.76-2.62 2.26-7.85c-2.85 9.69-4.49 15.22-4.93 16.59-.21.64.02.95.54.95h6.39v22.18c0 1.37.57 3.48 3.39 3.71h4.17c1.72.04 2.58-.66 2.58-2.1.44 1.48 1.32 2.18 2.64 2.1 0 .02 5.19 0 5.19 0 2.64 0 2.4-2.72 2.4-3.71v-22.03c0-.11 5.04-.14 7.1-.14.67 0 1.03-.74.87-1.32-.42-1.58-2.1-6.31-5.04-14.18 1.07 3.87 1.6 5.8 1.6 5.8s4.4-.9 4.4-.92c2.53-.8 2.49-3.13 2.09-4.88-4.32-15.09-6.49-22.63-6.49-22.63-1.59-5.89-7.76-6.98-8.6-6.98Z" style="fill:#93d4f5"></path><path d="m206.14 131.43 5.33-20.55M237.48 131.01l-6.55-20.13" style="fill:none;isolation:isolate;opacity:.76;stroke:#0b4a7b;stroke-linecap:round;stroke-width:1.65px"></path><path d="M221.55 142.65v23.34" style="fill:none;stroke:#056899;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.65px"></path><path d="M180.17 112.81c3.78 0 6.84-3.41 6.84-7.61s-3.06-7.61-6.84-7.61-6.84 3.41-6.84 7.61 3.06 7.61 6.84 7.61ZM190.19 116.27h-18.52c-3.35 0-6.56 3.69-6.56 7.75v15.78c0 .75.42 2.2 2.5 2.2l4.5.04v-5.57 27.81c0 .98.45 2.49 2.69 2.65h3.97c1.36.03 2.05-.47 2.05-1.49.35 1.05 1.05 1.55 2.1 1.49 0 .02 4.78 0 4.78 0 2.1 0 1.91-1.94 1.91-2.65V137.4v4.64s4.45.01 4.45 0c1.25 0 2.19-1.05 2.19-2.24v-15.78c0-5.79-5.39-7.75-6.05-7.75Z" style="fill:#93d4f5"></path><path d="M171.29 141.9v-16.57M190.41 141.9v-16.57" style="fill:none;isolation:isolate;opacity:.76;stroke:#0b4a7b;stroke-linecap:round;stroke-width:1.65px"></path><path d="M180.88 141.9v24.35" style="fill:none;stroke:#056899;stroke-linecap:round;stroke-linejoin:round;stroke-width:1.65px"></path><path d="M184.77 71.37c-1.55.02-3.04.58-4.16 1.58l-.75.67-.75-.67c-1.14-1.02-2.68-1.58-4.26-1.58s-3.22.59-4.38 1.66c-2.27 2.12-2.17 5.53.18 7.64l9 8.07c.11.1.29.1.41 0l9-8.07c2.35-2.11 2.46-5.52.19-7.64-1.16-1.08-2.74-1.66-4.38-1.66h-.11Z" style="fill:#fdb71d"></path><path d="M0 163.13h371.73v43.56H0z" style="fill:none"></path><path d="M358.25 29.42c2.49 0 2.48-2.98 2.48-2.98.37-5.06-3.7-9.25-8.69-9.77C351.76 7.42 344.11 0 334.71 0a17.35 17.35 0 0 0-15.83 10.16 12.43 12.43 0 0 0-5.55-1.31c-6.23 0-11.38 4.55-12.28 10.47-.45-.07-.9-.08-1.37-.12-4.2-.33-8.66 3.63-7.81 8.47 0 0 .35 1.75 2.32 1.75h64.06ZM63.21 88.94c2.29 0 2.29-2.75 2.29-2.75.34-4.66-3.41-8.52-8.01-9-.26-8.52-7.3-15.36-15.97-15.36-6.5 0-12.08 3.85-14.59 9.36-1.54-.76-3.27-1.2-5.11-1.2-5.74 0-10.48 4.19-11.31 9.65-.41-.07-.83-.07-1.26-.11-3.87-.31-7.98 3.34-7.2 7.8 0 0 .33 1.61 2.13 1.61h59.03Z" style="fill:#fff;isolation:isolate;opacity:.15"></path></svg></div></div><div class="sc-jSgvzq eCeNLy nmx-col"><div class="sc-iODAlw dgvKJP"><h2 class="sc-gKseQn gnFERM sc-elrrox jarOoC">Life Insurance Calculator</h2><p class="sc-gKseQn gnFERM sc-kokxJo fGHKQx">How much life insurance is right for you?</p><a class="sc-fubCzh eiNtzv" href="https://www.northwesternmutual.com/life-insurance/life-insurance-calculator/" id="life-insurance-calc-experience-callout-button">Calculate it</a></div></div></div></div></div></section><section class="sc-cHjwLt kqfAlx sc-bJydfK bhsyfR sc-bJydfK bhsyfR" data-module="life-insurance-understanding-product-section-container:understanding-product-module:A" id="life-insurance-understanding-product-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row sc-dHhxQd hyncby understanding-product-grouping-heading-row"><div class="sc-jSgvzq VxyEJ nmx-col"><h2 class="sc-gKseQn eWToZb sc-hHdtSz fVlCBP">Let's talk about why life insurance is <span class="sc-bTvSiT ddyjzT">so important.</span></h2></div></div><div class="sc-eCstlR dnqWbL nmx-row understanding-product-card-container-row"><div class="sc-jSgvzq VxyEJ nmx-col"><dl class="understanding-product-card-accordion" id="life-insurance-understanding-product-accordion"><div id="container-life-insurance-what-is-it" class="sc-fteDCE bzNdiV"><dt id="dt-container-life-insurance-what-is-it" class="sc-bokQx iymlMl"><button aria-expanded="true" class="sc-fUiULZ hQdhdT is-accordion-item-expanded" id="dt-button-life-insurance-what-is-it"><svg width="79.84" height="95.22" viewBox="0 0 79.84 95.22" fill="currentColor" class="nmx-icon" style="flex-shrink:0;max-width:1.75rem;height:2.0625rem"><path fill="#0e497b" d="m39.92 2.91.17.15c10.16 8.66 22.19 13.15 37 13.85h.27v17.96c-.27 13-2 22.64-6.06 31.34l-.24.51C65.43 78.3 55.58 86.94 40.25 92.56l-.26.09.42.15C24.47 87.11 14.35 78.22 8.68 66.21l-.24-.53c-3.21-7-4.88-14.63-5.53-24.12l-.09-1.43c-.1-1.7-.16-3.45-.2-5.26V16.92h.27c14.78-.7 26.81-5.19 37-13.85ZM39.08.32C28.84 9.43 16.6 14.02 1.22 14.48A1.25 1.25 0 0 0 0 15.72v15.15a137 137 0 0 0 .84 16.31l.17 1.32a62.93 62.93 0 0 0 5.33 18.76c6 12.63 16.59 22 33.16 27.89a1.21 1.21 0 0 0 .84 0c16.57-5.91 27.21-15.26 33.16-27.89 3.87-8.19 5.66-17.12 6.18-28.55l.06-1.51q0-1.14.06-2.31v-19.2a1.25 1.25 0 0 0-1.21-1.24c-15.39-.46-27.62-5-37.87-14.16a1.28 1.28 0 0 0-1.68 0Z" class="icon-fill icon-base"></path><path fill="#ffb81c" d="M49.61 34.07a12.2 12.2 0 0 0-7.92 3l-1.43 1.28-1.43-1.28a12.53 12.53 0 0 0-16.48.16 9.69 9.69 0 0 0 .36 14.57l17.16 15.39a.6.6 0 0 0 .78 0l17.17-15.38a9.7 9.7 0 0 0 .35-14.57 12.27 12.27 0 0 0-8.35-3.17Z" class="icon-fill icon-accent"></path></svg><h3 class="sc-gKseQn kiUQIU nmx-h4 sc-jtazFa bfbnbD accordion-item-title" id="dt-title-life-insurance-what-is-it">What's life <span class="sc-bTvSiT ddyjzT">insurance, exactly?</span></h3><svg width="15" height="15" viewBox="0 0 14 8" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><polygon points="12.63 7.98 7.03 2.61 1.36 8 0 6.69 7.04 0 14 6.68 12.63 7.98" class="icon-fill"></polygon></svg></button></dt><dd id="dd-container-life-insurance-what-is-it" style="display:block" class="sc-jsNtJQ gqmQlb"><div class="sc-gKseQn dIAWVj"><p class="sc-gKseQn dIAWVj">Life insurance is simple. You make payments (your premium) to us. When you pass away, we pay a set amount of money, (generally tax-free) to the people or institutions you choose (your beneficiaries). It can be your loved ones, your favorite charities, or other non-profits.</p></div></dd></div><div id="container-life-insurance-why-do-i-need-it" class="sc-fteDCE bzNdiV"><dt id="dt-container-life-insurance-why-do-i-need-it" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ hQdhdT" id="dt-button-life-insurance-why-do-i-need-it"><svg width="113.14" height="94.33" viewBox="0 0 113.14 94.33" fill="currentColor" class="nmx-icon" style="flex-shrink:0;max-width:1.75rem;height:2.0625rem"><path fill="#ffb81c" d="M50.1.01h-.45a7.8 7.8 0 0 0-7.78 7.78v.25a7.71 7.71 0 0 0 2.57 5.78L54 23.58a1.25 1.25 0 0 0 1.77 0l.93-.93 8.61-8.84a7.76 7.76 0 0 0 2.58-5.78v-.24A7.79 7.79 0 0 0 60.11 0h-.76a7.65 7.65 0 0 0-4.27 1.51l-.22.16-.21-.16A7.76 7.76 0 0 0 50.1.01Zm-.44 2.5h.44a5.3 5.3 0 0 1 3.74 1.55l.16.16a1.26 1.26 0 0 0 1.76 0l.16-.16a5.28 5.28 0 0 1 3.74-1.55h.45a5.28 5.28 0 0 1 5.28 5.28v.24a5.28 5.28 0 0 1-1.8 4l-8.73 8.9-8.73-8.92a5.28 5.28 0 0 1-1.8-4v-.24a5.29 5.29 0 0 1 5.33-5.26Z" class="icon-fill icon-accent"></path><path fill="#0e497b" d="M18.48 83.79v10.55h-2.5V83.79h2.5z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M17.24 62.09a1.25 1.25 0 0 1 1.24 1.12V83.8a1.25 1.25 0 0 1-2.49.12V63.34a1.24 1.24 0 0 1 1.23-1.25ZM9.78 83.8v10.54h-2.5V83.8h2.5z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M8.53 42.35a1.28 1.28 0 0 1 1.25 1.16v40.32a1.25 1.25 0 0 1-2.49.12V43.6a1.25 1.25 0 0 1 1.24-1.25ZM17.23 6.96a9.19 9.19 0 1 0 9.19 9.19 9.18 9.18 0 0 0-9.18-9.18Zm0 2.5a6.69 6.69 0 1 1-6.68 6.7 6.67 6.67 0 0 1 6.68-6.63Z" class="icon-fill icon-base"></path><path fill="none" d="M25.43 83.8h1v10.54h-1V83.8z"></path><path fill="#0e497b" d="M27.18 83.8v10.54h-2.5V83.8h2.5z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M25.93 42.35a1.28 1.28 0 0 1 1.25 1.16v40.32a1.25 1.25 0 0 1-2.49.12V43.6a1.25 1.25 0 0 1 1.24-1.25Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M23.86 28.08a10.64 10.64 0 0 1 10.63 10.36v22.71a3.71 3.71 0 0 1-3.46 3.49h-5a1.25 1.25 0 0 1-.12-2.49h5a1.19 1.19 0 0 0 1.12-1.08V38.72a8.16 8.16 0 0 0-7.9-8.14H10.64a8.13 8.13 0 0 0-8.13 7.93v22.44a1.19 1.19 0 0 0 1.07 1.19h5a1.252 1.252 0 0 1 .13 2.5h-5A3.69 3.69 0 0 1 0 61.15V38.72a10.64 10.64 0 0 1 10.36-10.64ZM93.46 74.71v19.63h-2.5V74.71h2.5zM102.16 74.71v19.63h-2.5V74.71h2.5zM106.37 34.58a1.27 1.27 0 0 1 1.45.83v.13l5.19 23.59v.19a3.7 3.7 0 0 1-2.58 4.19h-.19l-4.73 1a1.25 1.25 0 0 1-.66-2.4h.13l4.72-1a1.19 1.19 0 0 0 .93-1.3v-.14l-5.2-23.58a1.25 1.25 0 0 1 .83-1.45ZM84.76 74.71v19.63h-2.5V74.71h2.5zM92.21 6.96a9.19 9.19 0 1 0 9.19 9.19 9.19 9.19 0 0 0-9.19-9.19Zm0 2.5a6.69 6.69 0 1 1-6.69 6.69 6.69 6.69 0 0 1 6.69-6.63Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M102.16 74.71v19.63h-2.5V74.71h2.5z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M100.63 42.38a1.25 1.25 0 0 1 1.46.83v.13l6.84 31.1a1.24 1.24 0 0 1-.94 1.48H76.68a1.25 1.25 0 0 1-1.25-1.25.76.76 0 0 1 0-.15v-.12l6.84-31.1a1.25 1.25 0 0 1 2.46.41v.12l-6.51 29.65h28l-6.51-29.59a1.24 1.24 0 0 1 .83-1.45Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M76.57 35.51a1.25 1.25 0 0 1 2.46.41v.12l-5.17 23.63a1.19 1.19 0 0 0 .79 1.39h.12l4.72 1a1.25 1.25 0 0 1-.41 2.46h-.12l-4.73-1a3.68 3.68 0 0 1-2.85-4.21v-.19Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M98.8 28.08a9.22 9.22 0 0 1 9.06 7.49 1.25 1.25 0 0 1-.9 1.52 1.23 1.23 0 0 1-1.52-.89.45.45 0 0 1 0-.16 6.74 6.74 0 0 0-6.36-5.46H85.62A6.73 6.73 0 0 0 79 36.04a1.25 1.25 0 1 1-2.48-.31.45.45 0 0 1 0-.16 9.22 9.22 0 0 1 8.79-7.49ZM52.86 76.29a1.27 1.27 0 0 1 1.25 1.13v14.76a1.25 1.25 0 0 1-1.28 1.22 1.23 1.23 0 0 1-1.21-1.09v-14.8a1.25 1.25 0 0 1 1.24-1.22ZM46.35 62.41a1.25 1.25 0 0 1 1.24 1.1v28.64a1.25 1.25 0 0 1-1.28 1.22 1.23 1.23 0 0 1-1.21-1.09V63.67a1.25 1.25 0 0 1 1.25-1.26Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M52.86 76.29a1.27 1.27 0 0 1 1.25 1.13v14.76a1.25 1.25 0 0 1-1.28 1.22 1.23 1.23 0 0 1-1.21-1.09v-14.8a1.25 1.25 0 0 1 1.24-1.22ZM59.4 62.41a1.25 1.25 0 0 1 1.24 1.1v28.64a1.25 1.25 0 0 1-1.28 1.22 1.23 1.23 0 0 1-1.21-1.09V63.67a1.25 1.25 0 0 1 1.25-1.26Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M52.86 76.29a1.27 1.27 0 0 1 1.25 1.13v14.76a1.25 1.25 0 0 1-1.28 1.22 1.23 1.23 0 0 1-1.21-1.09v-14.8a1.25 1.25 0 0 1 1.24-1.22ZM47.6 65.83v28.51h-2.5V65.83h2.5z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M54.12 79.71v14.63h-2.5V79.71h2.5zM60.65 65.83v28.51h-2.5V65.83h2.5z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M59 53.41a7.25 7.25 0 0 1 7.25 7v12.26a1.25 1.25 0 0 1-1.13 1.24H59.4a1.25 1.25 0 0 1-.13-2.49h4.51V60.67a4.74 4.74 0 0 0-4.54-4.74H46.73A4.75 4.75 0 0 0 42 60.46v11h4.38a1.24 1.24 0 0 1 1.21 1.06v.15a1.25 1.25 0 0 1-1.12 1.24h-5.75a1.24 1.24 0 0 1-1.24-1.12V60.67a7.25 7.25 0 0 1 7-7.25ZM52.86 36.21a7.23 7.23 0 1 0 7.23 7.23 7.22 7.22 0 0 0-7.22-7.22Zm0 2.5a4.73 4.73 0 1 1-4.72 4.74 4.73 4.73 0 0 1 4.72-4.78Z" class="icon-fill icon-base"></path></svg><h3 class="sc-gKseQn kiUQIU nmx-h4 sc-jtazFa bfbnbD accordion-item-title" id="dt-title-life-insurance-why-do-i-need-it">Why do I need a life <span class="sc-bTvSiT ddyjzT">insurance policy?</span></h3><svg width="15" height="15" viewBox="0 0 14 8" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><polygon points="12.63 0.02 14 1.32 7.04 8 0 1.31 1.36 0 7.03 5.39 12.63 0.02" class="icon-fill"></polygon></svg></button></dt><dd id="dd-container-life-insurance-why-do-i-need-it" style="display:none" class="sc-jsNtJQ gqmQlb"><div class="sc-gKseQn dIAWVj"><p class="sc-gKseQn dIAWVj">Life insurance will help your loved ones cover expenses like a mortgage, debts, your kids' tuition, and even replace lost income when you're no longer here. Depending on the type you get, it can also be the foundation for a sound financial plan and help with expenses during your life.</p></div></dd></div><div id="container-life-insurance-is-work-coverage-enough" class="sc-fteDCE bzNdiV"><dt id="dt-container-life-insurance-is-work-coverage-enough" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ hQdhdT" id="dt-button-life-insurance-is-work-coverage-enough"><svg width="82.25" height="67.8" viewBox="0 0 82.25 67.8" fill="currentColor" class="nmx-icon" style="flex-shrink:0;max-width:1.75rem;height:2.0625rem"><path fill="#ffb81c" d="M81 5.86a1.25 1.25 0 0 1 .13 2.49H32.76a1.25 1.25 0 0 1-.13-2.49H81ZM20.33 5.86a1.25 1.25 0 0 1 .17 2.49H1.25a1.25 1.25 0 0 1-.13-2.49h19.21Z" class="icon-fill icon-accent"></path><path fill="#0e497b" d="M26.58 0a7.11 7.11 0 1 0 7.11 7.11A7.11 7.11 0 0 0 26.58 0Zm0 2.5a4.61 4.61 0 1 1-4.61 4.61 4.61 4.61 0 0 1 4.61-4.61Z" class="icon-fill icon-base"></path><path fill="#ffb81c" d="M81 59.44a1.25 1.25 0 0 1 .13 2.49H32.69a1.25 1.25 0 0 1-.13-2.49H81ZM20.4 59.44a1.25 1.25 0 0 1 .12 2.49H1.25a1.25 1.25 0 0 1-.13-2.49H20.4ZM48.99 32.65a1.25 1.25 0 0 1 .13 2.49H1.25a1.25 1.25 0 0 1-.13-2.49h47.87ZM81 32.65a1.25 1.25 0 0 1 .13 2.49h-19.8a1.25 1.25 0 0 1-.13-2.49H81Z" class="icon-fill icon-accent"></path><path fill="#0e497b" d="M55.17 26.79a7.11 7.11 0 1 0 7.11 7.11 7.11 7.11 0 0 0-7.11-7.11Zm0 2.5a4.61 4.61 0 1 1-4.61 4.61 4.6 4.6 0 0 1 4.61-4.61ZM26.58 53.58a7.11 7.11 0 1 0 7.11 7.11 7.11 7.11 0 0 0-7.11-7.11Zm0 2.5a4.61 4.61 0 1 1-4.61 4.61 4.61 4.61 0 0 1 4.61-4.61Z" class="icon-fill icon-base"></path></svg><h3 class="sc-gKseQn kiUQIU nmx-h4 sc-jtazFa bfbnbD accordion-item-title" id="dt-title-life-insurance-is-work-coverage-enough">Isn't the life insurance through my <span class="sc-bTvSiT ddyjzT">work enough?</span></h3><svg width="15" height="15" viewBox="0 0 14 8" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><polygon points="12.63 0.02 14 1.32 7.04 8 0 1.31 1.36 0 7.03 5.39 12.63 0.02" class="icon-fill"></polygon></svg></button></dt><dd id="dd-container-life-insurance-is-work-coverage-enough" style="display:none" class="sc-jsNtJQ gqmQlb"><div class="sc-gKseQn dIAWVj"><p class="sc-gKseQn dIAWVj">Your life insurance offered through an employer might not give you the coverage you might need, and the rates could go up year after year, costing you more over time. Plus, if you ever leave your job, you can't take that coverage with you.</p></div></dd></div><div id="container-life-insurance-what-if-i-need-a-policy-fast" class="sc-fteDCE bzNdiV"><dt id="dt-container-life-insurance-what-if-i-need-a-policy-fast" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ hQdhdT" id="dt-button-life-insurance-what-if-i-need-a-policy-fast"><svg width="95.58" height="54.59" viewBox="0 0 95.58 54.59" fill="currentColor" class="nmx-icon" style="flex-shrink:0;max-width:1.75rem;height:2.0625rem"><path fill="#ffb81c" d="M44.19 42A6.8 6.8 0 1 1 42 51.4a6.8 6.8 0 0 1 2.19-9.4" class="icon-fill icon-accent" fill-rule="evenodd"></path><path fill="#ffb81c" d="m53.66 45.39 20.64-24.1-24.1 20.63 3.46 3.47z" class="icon-fill icon-accent" fill-rule="evenodd"></path><path fill="#ffb81c" d="M74 20.91 49.87 41.5a.52.52 0 0 0 0 .72l3.46 3.46a.49.49 0 0 0 .69 0L74.7 21.6a.5.5 0 0 0-.73-.69Zm-4.25 5L53.63 44.65 50.93 42Z" class="icon-fill icon-accent"></path><path fill="#0e497b" d="M47.79 0a47.79 47.79 0 0 1 47.79 47.79A1.26 1.26 0 0 1 94.5 49H83.13a1.25 1.25 0 0 1-.13-2.45h10.07v-.25A45.29 45.29 0 0 0 48.5 2.5h-.75A45.3 45.3 0 0 0 2.5 46.3v.2h10a1.24 1.24 0 0 1 1.24 1.12v.13A1.26 1.26 0 0 1 12.62 49H1.25A1.25 1.25 0 0 1 0 47.75 47.79 47.79 0 0 1 47.79 0Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M14 14a1.22 1.22 0 0 1 1.66-.09l.1.09 7.93 7.92A1.25 1.25 0 0 1 22 23.79l-.1-.09-7.9-7.92A1.25 1.25 0 0 1 14 14ZM47.79 0A1.26 1.26 0 0 1 49 1.12V12.5a1.25 1.25 0 0 1-2.49.13V1.25A1.25 1.25 0 0 1 47.79 0Z" class="icon-fill icon-base"></path></svg><h3 class="sc-gKseQn kiUQIU nmx-h4 sc-jtazFa bfbnbD accordion-item-title" id="dt-title-life-insurance-what-if-i-need-a-policy-fast">What if I need a life insurance <span class="sc-bTvSiT ddyjzT">policy fast?</span></h3><svg width="15" height="15" viewBox="0 0 14 8" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><polygon points="12.63 0.02 14 1.32 7.04 8 0 1.31 1.36 0 7.03 5.39 12.63 0.02" class="icon-fill"></polygon></svg></button></dt><dd id="dd-container-life-insurance-what-if-i-need-a-policy-fast" style="display:none" class="sc-jsNtJQ gqmQlb"><div class="sc-gKseQn dIAWVj"><p class="sc-gKseQn dIAWVj">You may be eligible for our exclusive underwriting process. Using the power of data, we can make decisions faster. And we might not need detailed medical records. So, you can get your life insurance application approved as soon as the same day.<sup>1</sup></p></div></dd></div></dl></div></div></div></section><section class="sc-cHjwLt iRzZpT" data-module="life-insurance-financial-planning-section-container:financial-planning-module:A" id="life-insurance-financial-planning-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row sc-hcdANQ dwVspJ"><div class="sc-jSgvzq VxyEJ nmx-col sc-lnnxjV inOJtY"><h2 class="sc-gKseQn gNzQkc nmx-h2 sc-jExXRO kytIyt" id="life-insurance-financial-planning-sub-heading">How much does life <span class="sc-bTvSiT ddyjzT">insurance cost?</span></h2><span class="sc-jToBUn gDFWXj"><picture class="sc-nFqVA fnesWT sc-hqUeQp fQSYAA"><img alt="A man leaning on a porch railing, looking out at the forest" src="https://www.northwesternmutual.com/react-assets/static/man-leaning-on-railing-mobile.302c0738.webp" class="sc-eJMPIT gNrvNu"/></picture></span><p class="sc-gKseQn hAVshj">Many factors can affect the cost of your policy. That's why your advisor works closely with you. They'll ask deeper questions to understand your situation, needs, and budget. Then, recommend the best solutions for you. In general, what you pay each month (or year) depends on things like the type and amount of life insurance you get, your age, health, and if you <a aria-label="add any life insurance riders" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/life-insurance-riders/" id="life-insurance-financial-planning-riders-link">add riders</a>.</p><a class="sc-fubCzh ecdYlE" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-financial-planning-fafa-cta">Connect with an advisor</a></div></div></div></section><section class="sc-cHjwLt kqfAlx" data-module="life-insurance-product-callout-grouping-section-container:product-callout-grouping-module:A" id="life-insurance-product-callout-grouping-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col"><h2 class="sc-gKseQn hbeQSv">We have many types of life insurance policies to <span class="sc-bTvSiT ddyjzT">choose from</span></h2></div></div><div class="sc-eCstlR dnqWbL nmx-row sc-euhaBr cewayT"><div class="sc-jSgvzq VxyEJ nmx-col sc-gzHSqd hCPPTR"><div id="product-callout-life-insurance-whole-life-link-card" class="sc-cXGEIS eLNxJD"><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm"><div class="sc-jSgvzq VxyEJ nmx-col"><div class="sc-eCstlR bplJwX nmx-row sc-cjLVMq dZMQpZ"><h3 class="sc-gKseQn gNzQkc nmx-h4 sc-hIhZRf dhRACb">Whole life insurance</h3><svg width="86.12" height="95.45" viewBox="0 0 86.12 95.45" fill="currentColor" class="nmx-icon" style="height:2.0625rem;width:2.0625rem;position:absolute;right:1rem;top:-0.5rem"><path fill="#0e497b" d="M38.93.32a1.24 1.24 0 0 1 1.67 0C50.81 9.5 62.99 14.05 78.32 14.5a1.25 1.25 0 0 1 1.2 1.12v20a1.25 1.25 0 0 1-1.28 1.22 1.27 1.27 0 0 1-1.22-1.29V16.96h-.27c-14.72-.7-26.71-5.21-36.82-13.89l-.18-.15-.17.15C29.65 11.6 17.89 16.1 3.5 16.91l-1 .05v18c.27 12.74 1.88 22.3 5.8 30.89l.24.52c5.56 11.87 15.43 20.7 30.93 26.42l.25.09.46-.17a68.81 68.81 0 0 0 11.78-5.62l.69-.42a1.24 1.24 0 0 1 1.72.39 1.26 1.26 0 0 1-.39 1.73 71.82 71.82 0 0 1-13.83 6.6 1.37 1.37 0 0 1-.85 0c-16.5-5.93-27.09-15.3-33-28C1.7 57.58.05 46.7-.01 31.74v-16a1.25 1.25 0 0 1 1.22-1.24c15.29-.45 27.51-5 37.72-14.18Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M59.31 37.15a1.25 1.25 0 0 1 1.42 1 1.24 1.24 0 0 1-1 1.42 20.79 20.79 0 1 0 6.34 0 1.24 1.24 0 0 1-1-1.42 1.26 1.26 0 0 1 1.43-1 23.27 23.27 0 1 1-7.11 0Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M51.74 35.2a1.24 1.24 0 0 1 1.51-.7h.12l6.59 2.74a1.25 1.25 0 0 1 .67 1.64 1.23 1.23 0 0 1-1.51.71H59l-6.59-2.74a1.26 1.26 0 0 1-.67-1.65Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M58.5 37.69a1.25 1.25 0 0 1 2.09 1.37l-.08.11-4.29 5.84a1.25 1.25 0 0 1-2.09-1.37l.07-.11Z" class="icon-fill icon-base"></path><path fill="#ffb81c" d="M62.64 44.26a1.24 1.24 0 0 1 1.24 1.12v12.81h12.89a1.26 1.26 0 0 1 1.25 1.12v.13a1.25 1.25 0 0 1-1.12 1.24H62.64a1.25 1.25 0 0 1-1.24-1.13V45.5a1.25 1.25 0 0 1 1.24-1.24Z" class="icon-fill icon-accent"></path></svg></div><p class="sc-gKseQn iPFeds sc-kIjwQX dHQzHa">Be protected your entire life<sup>2</sup> and accumulate cash value that's guaranteed to grow year over year—no matter which way the markets go. Use the money for anything you need. You can help pay for your kids' college, upgrade your home, expand your business, or have more retirement income.<sup>3</sup></p></div></div><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm nmx-no-print"><div class="sc-jSgvzq VxyEJ nmx-col sc-jjlZwR kqOoxx"><a class="sc-fubCzh gCiVra" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="product-callout-life-insurance-whole-life-link-card-link">Find out more <span class="sc-jrAFXE iopWQp"><svg width="6.34" height="11" viewBox="0 0 6.34 11" fill="currentColor" class="nmx-icon"><path d="M.37.22A1,1,0,0,1,1.69.28l.09.09L6.34,6,1.71,10.7a1,1,0,0,1-1.41,0A1,1,0,0,1,.2,9.4l.08-.1L3.66,5.85.22,1.63A1,1,0,0,1,.28.31Z" transform="translate(0 0)" class="icon-fill" fill-rule="evenodd"></path></svg></span></a></div></div></div></div><div class="sc-jSgvzq VxyEJ nmx-col sc-gzHSqd hCPPTR"><div id="product-callout-life-insurance-universal-life-link-card" class="sc-cXGEIS eLNxJD"><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm"><div class="sc-jSgvzq VxyEJ nmx-col"><div class="sc-eCstlR bplJwX nmx-row sc-cjLVMq dZMQpZ"><h3 class="sc-gKseQn gNzQkc nmx-h4 sc-hIhZRf dhRACb">Universal life insurance</h3><svg width="85.61" height="95.45" viewBox="0 0 85.61 95.45" fill="currentColor" class="nmx-icon" style="height:2.0625rem;width:2.0625rem;position:absolute;right:1rem;top:-0.5rem"><path fill="#ffb81c" d="M62.44 44.24a15.43 15.43 0 1 0 15.42 15.43 15.42 15.42 0 0 0-15.42-15.43Zm0 2a13.43 13.43 0 1 1-13.42 13.43 13.42 13.42 0 0 1 13.42-13.43Z" class="icon-fill icon-accent"></path><path fill="#ffb81c" d="M62.44 44.27c-4.26 0-7 6.65-7 15.4s2.82 15.39 7 15.39 7-6.75 7-15.39-2.79-15.4-7-15.4Zm0 2c2 0 3.91 3.35 4.68 8.38l.09.67a34.9 34.9 0 0 1 .27 4.35 29.61 29.61 0 0 1-1 8l-.16.54c-1 3-2.37 4.84-3.86 4.84-1.89 0-3.66-2.93-4.51-7.42l-.12-.64a33.66 33.66 0 0 1-.41-5.33 36.56 36.56 0 0 1 .22-4l.09-.68c0-.22.06-.44.1-.66l.11-.63c.82-4.52 2.56-7.42 4.5-7.42Z" class="icon-fill icon-accent"></path><path fill="#ffb81c" d="M74.94 51.5a1.002 1.002 0 0 1 .11 2H49.94a1.002 1.002 0 0 1-.12-2h25.12ZM76.86 58.67a1.002 1.002 0 0 1 .12 2h-29a1.002 1.002 0 0 1-.12-2h29ZM74.94 65.8a1.002 1.002 0 0 1 .11 2H49.9a1.002 1.002 0 0 1-.12-2h25.16Z" class="icon-fill icon-accent"></path><path fill="#0e497b" d="M68.8 74.5a1.25 1.25 0 0 1 2.2 1.18l-.06.12-3.7 6.1a1.25 1.25 0 0 1-2.2-1.18l.06-.12Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M64.99 80.84a1.24 1.24 0 0 1 1.44-.84h.12l6.91 2.18a1.25 1.25 0 0 1-.62 2.42h-.13l-6.91-2.19a1.24 1.24 0 0 1-.81-1.57Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M65.5 37.64a1.26 1.26 0 0 1 1.48-1 23.28 23.28 0 0 1-.55 45.74 1.25 1.25 0 1 1-.44-2.46 20.78 20.78 0 0 0 .49-40.83 1.25 1.25 0 0 1-.98-1.45ZM57.28 37.33a1.255 1.255 0 0 1 2.22 1.17l-.07.12-3.7 6.1a1.26 1.26 0 0 1-2.23-1.17l.06-.12Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M50.23 35.41a1.26 1.26 0 0 1 1.45-.84h.12l6.91 2.18a1.25 1.25 0 0 1-.63 2.42h-.12l-6.91-2.19a1.26 1.26 0 0 1-.82-1.57Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M58.13 36.79a1.254 1.254 0 0 1 .43 2.47 20.77 20.77 0 0 0-.49 40.82 1.25 1.25 0 1 1-.49 2.45 23.28 23.28 0 0 1 .55-45.74Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M38.93.32a1.24 1.24 0 0 1 1.67 0C50.81 9.5 62.99 14.05 78.32 14.5a1.25 1.25 0 0 1 1.2 1.12V35.59a1.24 1.24 0 0 1-1.28 1.22 1.27 1.27 0 0 1-1.22-1.29V16.96h-.27c-14.72-.7-26.71-5.2-36.82-13.89l-.18-.15-.17.15C29.5 11.74 17.5 16.25 2.77 16.95H2.5v15.62c.11 13.94 1.67 24.16 5.83 33.27l.24.52c5.56 11.87 15.44 20.7 30.93 26.42l.25.09.46-.17a68.81 68.81 0 0 0 11.78-5.62l.69-.42a1.25 1.25 0 0 1 1.33 2.11 71.24 71.24 0 0 1-13.83 6.61 1.24 1.24 0 0 1-.85 0c-16.5-5.93-27.09-15.3-33-28C2.5 59.21.68 50.26.16 38.8L.1 37.29V15.77a1.25 1.25 0 0 1 1.11-1.27c15.29-.45 27.51-5 37.72-14.18Z" class="icon-fill icon-base"></path></svg></div><p class="sc-gKseQn iPFeds sc-kIjwQX dHQzHa">Get lifelong coverage<sup>2</sup> that gives you more flexibility now and down the road. You can change your payment amount (premiums) and schedule<sup>4</sup> to fit your life and budget, while still enjoying benefits that you can use throughout your life.</p></div></div><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm nmx-no-print"><div class="sc-jSgvzq VxyEJ nmx-col sc-jjlZwR kqOoxx"><a class="sc-fubCzh gCiVra" href="https://www.northwesternmutual.com/life-insurance/universal-life-insurance/" id="product-callout-life-insurance-universal-life-link-card-link">Find out more <span class="sc-jrAFXE iopWQp"><svg width="6.34" height="11" viewBox="0 0 6.34 11" fill="currentColor" class="nmx-icon"><path d="M.37.22A1,1,0,0,1,1.69.28l.09.09L6.34,6,1.71,10.7a1,1,0,0,1-1.41,0A1,1,0,0,1,.2,9.4l.08-.1L3.66,5.85.22,1.63A1,1,0,0,1,.28.31Z" transform="translate(0 0)" class="icon-fill" fill-rule="evenodd"></path></svg></span></a></div></div></div></div><div class="sc-jSgvzq VxyEJ nmx-col sc-gzHSqd hCPPTR"><div id="product-callout-life-insurance-variable-universal-life-link-card" class="sc-cXGEIS eLNxJD"><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm"><div class="sc-jSgvzq VxyEJ nmx-col"><div class="sc-eCstlR bplJwX nmx-row sc-cjLVMq dZMQpZ"><h3 class="sc-gKseQn gNzQkc nmx-h4 sc-hIhZRf dhRACb">Variable universal life insurance</h3><svg width="47.6" height="49.63" viewBox="0 0 47.6 49.63" fill="currentColor" class="nmx-icon" style="height:2.0625rem;width:2.0625rem;position:absolute;right:1rem;top:-0.5rem"><g fill="none" stroke-linejoin="round" stroke-linecap="round"><path stroke="#ffb81c" d="M32.47 38.53a7.5 7.5 0 1 1 7.5-7.5 7.5 7.5 0 0 1-7.5 7.5Z" class="icon-stroke icon-accent" stroke-width="1.04"></path><path stroke="#ffb81c" d="M32.47 38.53c-1.78 0-3.14-3.21-3.14-7.48s1.33-7.52 3.14-7.52 3.14 3.21 3.14 7.49-1.33 7.51-3.14 7.51ZM25.97 27.28h13M24.97 31.03h15M25.95 34.73h13.02" class="icon-stroke icon-accent" stroke-width="1.04"></path><path stroke="#0e497b" d="m27.49 39.07-3.71-.06M23.79 39.01l.83 3.68M42.59 37.06a11.32 11.32 0 0 1-3 3.54A11.46 11.46 0 0 1 23.81 39M27.89 22.92l1.93-3.17M29.82 19.75l-3.6-1.14M20.97 34.74a10.87 10.87 0 0 1-.51-2.15 11.48 11.48 0 0 1 9.36-12.82M42.33 30.44l2.11 3.05M44.44 33.49l2.51-2.81M34.4 19.79a11.77 11.77 0 0 1 2.16.42c5.91 1.75 9.35 7.32 7.85 13.32" class="icon-stroke icon-base" stroke-width="1.3"></path><path stroke="#0e497b" d="M26.28 46.36a22.67 22.67 0 0 1-5.61 2.62c-18.12-6.5-20-20.39-20-32.89V8.2C8.75 7.95 15.28 5.53 20.68.65c5.44 4.88 11.93 7.3 20 7.55v9.27" class="icon-stroke icon-base" stroke-width="1.3"></path></g></svg></div><p class="sc-gKseQn iPFeds sc-kIjwQX dHQzHa">You'll be protected throughout your life.<sup>2</sup> Plus, you get to choose how you want your policy's cash value to be invested in the markets.<sup>5</sup> This way, you can have the potential to increase its growth over time.</p></div></div><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm nmx-no-print"><div class="sc-jSgvzq VxyEJ nmx-col sc-jjlZwR kqOoxx"><a class="sc-fubCzh gCiVra" href="https://www.northwesternmutual.com/life-insurance/variable-universal-life-insurance-vul/" id="product-callout-life-insurance-variable-universal-life-link-card-link">Find out more <span class="sc-jrAFXE iopWQp"><svg width="6.34" height="11" viewBox="0 0 6.34 11" fill="currentColor" class="nmx-icon"><path d="M.37.22A1,1,0,0,1,1.69.28l.09.09L6.34,6,1.71,10.7a1,1,0,0,1-1.41,0A1,1,0,0,1,.2,9.4l.08-.1L3.66,5.85.22,1.63A1,1,0,0,1,.28.31Z" transform="translate(0 0)" class="icon-fill" fill-rule="evenodd"></path></svg></span></a></div></div></div></div><div class="sc-jSgvzq VxyEJ nmx-col sc-gzHSqd bVhyYs"><div id="product-callout-life-insurance-term-life-link-card" class="sc-cXGEIS eLNxJD"><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm"><div class="sc-jSgvzq VxyEJ nmx-col"><div class="sc-eCstlR bplJwX nmx-row sc-cjLVMq dZMQpZ"><h3 class="sc-gKseQn gNzQkc nmx-h4 sc-hIhZRf dhRACb">Term life insurance</h3><svg width="85.97" height="95.45" viewBox="0 0 85.97 95.45" fill="currentColor" class="nmx-icon" style="height:2.0625rem;width:2.0625rem;position:absolute;right:1rem;top:-0.5rem"><path fill="#0e497b" d="M38.93.32a1.24 1.24 0 0 1 1.67 0C50.8 9.5 62.99 14.05 78.32 14.5a1.25 1.25 0 0 1 1.2 1.12v16.44l-.02 1.44v1.62a1.24 1.24 0 0 1-1.28 1.22A1.27 1.27 0 0 1 77 35.05l.05-1.71V16.96h-.27c-14.72-.7-26.71-5.21-36.82-13.89l-.18-.15-.17.15C29.5 11.74 17.5 16.25 2.77 16.95H2.5v17.21c.21 13.14 1.81 22.92 5.81 31.68l.24.52c5.56 11.87 15.44 20.7 30.93 26.42l.25.09.46-.17a68.45 68.45 0 0 0 11.78-5.62l.69-.42a1.251 1.251 0 1 1 1.33 2.12 71.82 71.82 0 0 1-13.83 6.6 1.37 1.37 0 0 1-.85 0c-16.5-5.93-27.09-15.3-33-28C2.3 58.86.5 49.5.1 37.29V15.76a1.25 1.25 0 0 1 1.11-1.26c15.29-.45 27.52-5 37.72-14.18Z" class="icon-fill icon-base"></path><path fill="#ffb81c" d="M63.16 44.19a1.27 1.27 0 0 1 1.25 1.13v12.8H77.3a1.26 1.26 0 0 1 1.25 1.12v.13a1.24 1.24 0 0 1-1.12 1.24H63.16a1.24 1.24 0 0 1-1.24-1.11V45.44a1.25 1.25 0 0 1 1.24-1.25Z" class="icon-fill icon-accent"></path><path fill="#0e497b" d="M69.16 74.35a1.25 1.25 0 0 1 2.2 1.18l-.06.12-3.7 6.1a1.253 1.253 0 0 1-2.21-1.18l.11-.07Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M65.34 80.72a1.26 1.26 0 0 1 1.45-.84h.12l6.91 2.18a1.25 1.25 0 0 1-.63 2.42h-.12l-6.91-2.19a1.25 1.25 0 0 1-.82-1.57Z" class="icon-fill icon-base"></path><path fill="#0e497b" d="M65.82 37.5a1.26 1.26 0 0 1 1.47-1 23.28 23.28 0 0 1-.55 45.74 1.25 1.25 0 1 1-.43-2.46 20.78 20.78 0 0 0 .49-40.83 1.24 1.24 0 0 1-.98-1.45Z" class="icon-fill icon-base"></path><path fill="#ffb81c" d="M40.73 61.44a1.24 1.24 0 0 1 1.42 1 20.82 20.82 0 0 0 17.69 17.45 1.252 1.252 0 0 1-.35 2.48 23.31 23.31 0 0 1-19.81-19.51 1.24 1.24 0 0 1 1.05-1.42ZM60.08 36.3a1.25 1.25 0 1 1 .29 2.48 20.54 20.54 0 0 0-18.15 17.51 1.25 1.25 0 1 1-2.47-.38A23 23 0 0 1 60.08 36.3Z" class="icon-fill icon-accent"></path></svg></div><p class="sc-gKseQn iPFeds sc-kIjwQX dHQzHa">This is your simplest way to get started. You'll be covered for a set amount of time, like 10, 15, or 20 years. Once that term ends, so does your policy. But if your needs change along the way, you could have an opportunity to convert to lifelong coverage.</p></div></div><div class="sc-eCstlR bplJwX nmx-row sc-dQAmh iFtxFm nmx-no-print"><div class="sc-jSgvzq VxyEJ nmx-col sc-jjlZwR kqOoxx"><a class="sc-fubCzh gCiVra" href="https://www.northwesternmutual.com/life-insurance/term-life-insurance/" id="product-callout-life-insurance-term-life-link-card-link">Find out more <span class="sc-jrAFXE iopWQp"><svg width="6.34" height="11" viewBox="0 0 6.34 11" fill="currentColor" class="nmx-icon"><path d="M.37.22A1,1,0,0,1,1.69.28l.09.09L6.34,6,1.71,10.7a1,1,0,0,1-1.41,0A1,1,0,0,1,.2,9.4l.08-.1L3.66,5.85.22,1.63A1,1,0,0,1,.28.31Z" transform="translate(0 0)" class="icon-fill" fill-rule="evenodd"></path></svg></span></a></div></div></div></div></div><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col sc-dsmNCI dVNmJQ"><a class="sc-fubCzh gtptcK" href="#life-insurance-product-comparison-chart-section-container" id="product-callout-life-insurance-compare-products-link">Compare our types of insurance</a></div></div></div></section><section class="sc-cHjwLt kqfAlx sc-guxkko bqKnTl sc-guxkko bqKnTl" data-module="life-insurance-page-suspect-email-capture-form-section-container:suspect-email-capture-form-module:A" id="life-insurance-page-suspect-email-capture-form-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-fMvtVv MwHXl left-pattern-container"><svg version="1.1" x="0" y="0" viewBox="0 0 1570.1 700" fill="currentColor" class="nmx-icon"><circle cx="786" cy="686.1" r="2"></circle><circle cx="786" cy="654.3" r="2"></circle><circle cx="786" cy="622.5" r="2"></circle><circle cx="786" cy="590.7" r="2"></circle><circle cx="786" cy="558.9" r="2"></circle><circle cx="786" cy="527.1" r="2"></circle><circle cx="786" cy="495.4" r="2"></circle><circle cx="786" cy="463.6" r="2"></circle><circle cx="786" cy="431.8" r="2"></circle><circle cx="786" cy="400" r="2"></circle><circle cx="786" cy="368.2" r="2"></circle><circle cx="786" cy="336.5" r="2"></circle><circle cx="786" cy="304.7" r="2"></circle><circle cx="786" cy="272.9" r="2"></circle><circle cx="786" cy="241.1" r="2"></circle><circle cx="786" cy="209.3" r="2"></circle><circle cx="786" cy="177.6" r="2"></circle><circle cx="786" cy="145.8" r="2"></circle><circle cx="786" cy="114" r="2"></circle><circle style="opacity:0.75" cx="786" cy="82.2" r="2"></circle><circle style="opacity:0.5" cx="786" cy="50.4" r="2"></circle><circle cx="786" cy="18.6" r="2" opacity=".1"></circle><circle cx="754.2" cy="686.1" r="2"></circle><circle cx="754.2" cy="654.3" r="2"></circle><circle cx="754.2" cy="622.5" r="2"></circle><circle cx="754.2" cy="590.7" r="2"></circle><circle cx="754.2" cy="558.9" r="2"></circle><circle cx="754.2" cy="527.1" r="2"></circle><circle cx="754.2" cy="495.4" r="2"></circle><circle cx="754.2" cy="463.6" r="2"></circle><circle cx="754.2" cy="431.8" r="2"></circle><circle cx="754.2" cy="400" r="2"></circle><circle cx="754.2" cy="368.2" r="2"></circle><circle cx="754.2" cy="336.5" r="2"></circle><circle cx="754.2" cy="304.7" r="2"></circle><circle cx="754.2" cy="272.9" r="2"></circle><circle cx="754.2" cy="241.1" r="2"></circle><circle cx="754.2" cy="209.3" r="2"></circle><circle cx="754.2" cy="177.6" r="2"></circle><circle cx="754.2" cy="145.8" r="2"></circle><circle cx="754.2" cy="114" r="2"></circle><circle cx="754.2" cy="82.2" r="2"></circle><circle style="opacity:0.75" cx="754.2" cy="50.4" r="2"></circle><circle style="opacity:0.5" cx="754.2" cy="18.6" r="2"></circle><circle cx="722.4" cy="686.1" r="2"></circle><circle cx="722.4" cy="654.3" r="2"></circle><circle cx="722.4" cy="622.5" r="2"></circle><circle cx="722.4" cy="590.7" r="2"></circle><circle cx="722.4" cy="558.9" r="2"></circle><circle cx="722.4" cy="527.1" r="2"></circle><circle cx="722.4" cy="495.4" r="2"></circle><circle cx="722.4" cy="463.6" r="2"></circle><circle cx="722.4" cy="431.8" r="2"></circle><circle cx="722.4" cy="400" r="2"></circle><circle cx="722.4" cy="368.2" r="2"></circle><circle cx="722.4" cy="336.5" r="2"></circle><circle cx="722.4" cy="304.7" r="2"></circle><circle cx="722.4" cy="272.9" r="2"></circle><circle cx="722.4" cy="241.1" r="2"></circle><circle cx="722.4" cy="209.3" r="2"></circle><circle cx="722.4" cy="177.6" r="2"></circle><circle cx="722.4" cy="145.8" r="2"></circle><circle cx="722.4" cy="114" r="2"></circle><circle cx="722.4" cy="82.2" r="2"></circle><circle cx="722.4" cy="50.4" r="2"></circle><circle style="opacity:0.75" cx="722.4" cy="18.6" r="2"></circle><circle cx="690.7" cy="686.1" r="2"></circle><circle cx="690.7" cy="654.3" r="2"></circle><circle cx="690.7" cy="622.5" r="2"></circle><circle cx="690.7" cy="590.7" r="2"></circle><circle cx="690.7" cy="558.9" r="2"></circle><circle cx="690.7" cy="527.1" r="2"></circle><circle cx="690.7" cy="495.4" r="2"></circle><circle cx="690.7" cy="463.6" r="2"></circle><circle cx="690.7" 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style="opacity:0.03" cx="150.5" cy="177.6" r="2"></circle><circle style="opacity:0.01" cx="150.5" cy="209.3" r="2"></circle></g><g><circle cx="118.7" cy="18.6" r="2"></circle><circle style="opacity:0.5" cx="118.7" cy="50.4" r="2"></circle><circle style="opacity:0.25" cx="118.7" cy="82.2" r="2"></circle><circle style="opacity:0.07" cx="118.7" cy="114" r="2"></circle><circle style="opacity:0.03" cx="118.7" cy="145.8" r="2"></circle><circle style="opacity:0.01" cx="118.7" cy="177.6" r="2"></circle></g><g><circle style="opacity:0.5" cx="86.9" cy="18.6" r="2"></circle><circle style="opacity:0.25" cx="86.9" cy="50.4" r="2"></circle><circle style="opacity:0.07" cx="86.9" cy="82.2" r="2"></circle><circle style="opacity:0.03" cx="86.9" cy="114" r="2"></circle><circle style="opacity:0.01" cx="86.9" cy="145.8" r="2"></circle></g><g><circle style="opacity:0.25" cx="55.2" cy="18.6" r="2"></circle><circle style="opacity:0.07" cx="55.2" cy="50.4" r="2"></circle><circle style="opacity:0.03" cx="55.2" cy="82.2" r="2"></circle><circle style="opacity:0.01" cx="55.2" cy="114" r="2"></circle></g><g><circle style="opacity:0.07" cx="23.4" cy="18.6" r="2"></circle><circle style="opacity:0.03" cx="23.4" cy="50.4" r="2"></circle><circle style="opacity:0.01" cx="23.4" cy="82.2" r="2"></circle></g><g><circle style="opacity:0.03" cx="-8.4" cy="18.6" r="2"></circle><circle style="opacity:0.01" cx="-8.4" cy="50.4" r="2"></circle></g><g><circle style="opacity:0.01" cx="-40.2" cy="18.6" r="2"></circle></g></svg></div><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq eaenRg nmx-col"><div id="life-insurance-page-suspect-email-capture-form-container" class="sc-EcgHN dAMMIr"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col sc-frSLGL kZWbKE"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq fBaFjb nmx-col"><h2 class="sc-gKseQn gNzQkc nmx-h4 sc-bYAVqI kZcoGo" id="suspect-email-capture-form-header">Get financial tips, tools, and more with our monthly Life & <span class="sc-bTvSiT ddyjzT">Money newsletter.</span><span class="sc-hiAVnf kbGEKX"><svg xmlns="http://www.w3.org/2000/svg" width="44" height="44" fill="none" class="nmx-icon sc-gTKrkG kKMUnj"><g clip-path="url(#a)"><path fill="#F52A01" d="M36.369 41.533c.797-1.31 1.383-4.122 2.328-7.503.691-2.46 2.34-5.865 2.94-7.65.3-.886-.756-2.444-1.356-1.762-.475.544-1.953 3.134-2.702 4.87-1.144 2.645-1.564 4.556-1.779 3.988-1.65-4.376-2.795-10.348-10.4-15.805-2.215-1.589-5.677-3.39-8.66-4.436-3.145-1.094-8.102-1.832-8.577-1.78-.531.06-.78.272-.903.591-.078.2 1.604.647 3.579 1.094 2.37.537 4.958 1.203 7.743 2.592 2.693 1.345 5.565 3.346 8.802 7.313 4.203 5.15 4.46 10.463 4.46 10.463s-5.55-4.87-7.111-5.157c-2.292-.431-2.613.169-2.744.777-.06.287 4.171 2.709 7.298 5.623.659.613 1.815 1.944 2.713 3.352.978 1.533 1.688 3.152 2.105 3.812 1.238 1.963 2.005.046 2.274-.392l-.01.01Z"></path></g><defs><clipPath id="a"><path fill="#fff" d="m43.124 21.793-6.932 21.37L.876 31.706l6.932-21.37z"></path></clipPath></defs></svg></span></h2></div><div class="sc-jSgvzq VxyEJ nmx-col"><form class="sc-iJuVqt bfmjQS sc-hWvEjH jABjGM" id="life-insurance-page-suspect-email-capture-form-form"><div class="sc-hKgJUU jujtyR nmx-container"><fieldset class="sc-ekwZWc bAMNEi"><legend class="sc-hHFahi hGeRPu">Enter your contact information to receive weekly emails about reaching your goals.</legend><div class="sc-eCstlR dnqWbL nmx-row"><div id="life-insurance-page-suspect-email-capture-form-first-name-input-container" class="sc-jSgvzq VxyEJ nmx-col sc-fVSztU gNCdky"><label class="sc-bYEvvW gqPBKN nmx-label"><span>First name<span aria-hidden="true" class="sc-kLgnNl gUrhGi nmx-label-asterisk-container">*</span></span><input type="text" aria-required="true" id="suspect-email-capture-form-first-name-input" name="firstName" value="" maxLength="20" class="sc-cTkxnA cSdGeB sc-jwzHer gLlXIt"/></label></div><div id="life-insurance-page-suspect-email-capture-form-last-name-input-container" class="sc-jSgvzq VxyEJ nmx-col sc-fVSztU gNCdky"><label class="sc-bYEvvW gqPBKN nmx-label"><span>Last name<span aria-hidden="true" class="sc-kLgnNl gUrhGi nmx-label-asterisk-container">*</span></span><input type="text" aria-required="true" id="suspect-email-capture-form-last-name-input" name="lastName" value="" maxLength="30" class="sc-cTkxnA cSdGeB sc-jwzHer gLlXIt"/></label></div><div id="life-insurance-page-suspect-email-capture-form-email-input-container" class="sc-jSgvzq VxyEJ nmx-col sc-fVSztU gNCdky"><label class="sc-bYEvvW gqPBKN nmx-label"><span>Email<span aria-hidden="true" class="sc-kLgnNl gUrhGi nmx-label-asterisk-container">*</span></span><input type="text" aria-required="true" id="suspect-email-capture-form-email-input" name="email" value="" maxLength="200" class="sc-cTkxnA cSdGeB sc-jwzHer gLlXIt"/></label></div><div id="life-insurance-page-suspect-email-capture-form-submit-button-container" class="sc-jSgvzq VxyEJ nmx-col sc-fVSztU hxIotk"><button aria-label="Submit form to sign up for weekly emails." class="sc-hBEYId cPZuRg nmx-button sc-kJJesS cSkNhE" id="suspect-email-capture-form-submit-button" type="submit">Sign me up</button></div></div></fieldset></div></form></div></div></div></div></div></div></div><input type="hidden" name="recaptcha_response" class="recaptchaResponse"/></div></section><section class="sc-cHjwLt ibpLSx nmx-nested nmx-product-comparison-table nmx-nested nmx-product-comparison-table" data-module="life-insurance-product-comparison-chart-section-container:product-comparison-chart-module:A" id="life-insurance-product-comparison-chart-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq eCeNLy nmx-col"><div id="life-insurance-product-comparison-table-container" class="sc-fOFeHt iJSINd"><h2 class="sc-gKseQn cGcrJL sc-cHjZTY gYumwl">Which type of life insurance is best for you? <span class="sc-bTvSiT ddyjzT">Compare them.</span></h2><table role="table" class="sc-gJvUxu kmfyBh"><caption>Compare life insurance products</caption><thead><tr class="sc-ffjOkb ddRWJb"><th></th><th colSpan="2"><p class="sc-gKseQn dQxJnf sc-bXOJwG coeGiA">To compare insurance products, select any two below.</p></th></tr><tr role="row" class="sc-dNbjRv kRjxiz"><th scope="col" colSpan="1" role="columnheader" class="sc-fMmLfq kogVBZ column-benefits">Benefits</th><th scope="col" colSpan="1" role="columnheader" class="sc-fMmLfq kogVBZ">Whole</th><th scope="col" colSpan="1" role="columnheader" class="sc-fMmLfq kogVBZ">Universal</th><th scope="col" colSpan="1" role="columnheader" class="sc-fMmLfq kogVBZ">Variable Universal</th><th scope="col" colSpan="1" role="columnheader" class="sc-fMmLfq kogVBZ">Term</th></tr></thead><tbody role="rowgroup"><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Guaranteed payout for your loved ones<sup>*</sup></th><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Chance to receive a dividend (yearly payout)<sup>6</sup></th><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Coverage that lasts for your entire life<sup>*</sup></th><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Accumulates cash value over time (tax-deferred) that can be used for anything<sup>3</sup></th><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Choose amount and frequency of payments<sup>**</sup></th><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Flexibility to change coverage amount</th><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Premiums (payments) that never increase</th><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Choose how your cash value is invested</th><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"></td></tr><tr role="row" class="sc-cDtPYV dbTAFN"><th scope="row" role="cell" class="sc-fzOAEU bQmJsV">Has optional riders available</th><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td><td role="cell" class="sc-cPSazr cSsXKR"><svg viewBox="0 0 25.27 17.6" width="25.27" height="17.6" fill="currentColor" class="nmx-icon"><path d="M10,14.42,3.55,8C2.25,6.62.33,8.7,1.69,10L9,17.34a1.32,1.32,0,0,0,1.85,0L25.54,3.05C26.86,1.8,25-.2,23.72,1Z" transform="translate(-0.97 -0.38)" stroke="#0e497b" class="icon-fill" stroke-width="0.5px"></path></svg></td></tr></tbody><tfoot><tr><td class="sc-fHtCBT eXvdUX"><small class="sc-jCcQjt gRFhyK">* Unless you cancel or stop paying your premiums.</small><small class="sc-jCcQjt gRFhyK">** Subject to policy minimums. Independent of the death benefit.</small></td><td colSpan="1" class="sc-iDOnhS kJGEjX nmx-no-print"><a aria-label="find out more about whole life insurance" class="sc-fubCzh gtptcK nmx-link" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="life-insurance-comparison-chart-whole-life-insurance-button">Learn more</a></td><td colSpan="1" class="sc-iDOnhS kJGEjX nmx-no-print"><a aria-label="find out more about universal life insurance" class="sc-fubCzh gtptcK nmx-link" href="https://www.northwesternmutual.com/life-insurance/universal-life-insurance/" id="life-insurance-comparison-chart-universal-life-insurance-button">Learn more</a></td><td colSpan="1" class="sc-iDOnhS kJGEjX nmx-no-print"><a aria-label="find out more about variable universal life insurance" class="sc-fubCzh gtptcK nmx-link" href="https://www.northwesternmutual.com/life-insurance/variable-universal-life-insurance-vul/" id="life-insurance-comparison-chart-variable-universal-life-insurance-button">Learn more</a></td><td colSpan="1" class="sc-iDOnhS kJGEjX nmx-no-print"><a aria-label="find out more about term life insurance" class="sc-fubCzh gtptcK nmx-link" href="https://www.northwesternmutual.com/life-insurance/term-life-insurance/" id="life-insurance-comparison-chart-term-life-insurance-button">Learn more</a></td></tr></tfoot></table></div></div></div></div></section><section class="sc-cHjwLt kqfAlx" data-module="life-insurance-faq-section-container:faq-module:A" id="life-insurance-faq-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq eCeNLy nmx-col"><h2 class="sc-gKseQn gNzQkc">Questions about life insurance? <span class="sc-bTvSiT ddyjzT">We've got answers.</span></h2></div></div><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col"><dl id="faq-life-insurance" itemscope="" itemType="https://schema.org/FAQPage"><div id="container-life-insurance-quote-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-quote-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-quote-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-quote-faq" itemProp="name">How do I get a life <span class="sc-bTvSiT ddyjzT">insurance quote?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-quote-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn dIAWVj">Your advisor will ask you deeper questions to find out which type of life insurance is right for you and get you an accurate quote. They'll also help you figure out how much you might need to keep your loved ones financially sound if the unexpected happens to you. <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-how-to-get-life-insurance-talk-to-advisor-link-faq">Find your advisor and talk about your needs</a>.</p></div></dd></div><div id="container-life-insurance-how-does-term-work-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-how-does-term-work-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-how-does-term-work-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-how-does-term-work-faq" itemProp="name">How does term life <span class="sc-bTvSiT ddyjzT">insurance work?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-how-does-term-work-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn dIAWVj">It's simple. <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/term-life-insurance/" id="life-insurance-how-term-life-insurance-works-link">Term life</a> is an affordable way to have the protection you want for a set amount of time. With the help of your advisor, you'll determine the right amount of coverage your loved ones will need. Then, you'll figure out how long you need coverage for and choose from the available periods. Typically, 10, 15, 20 years, or even to a certain age. Keep in mind, once that time is up your coverage will end. Looking for coverage that's more permanent? Our <a aria-label="Learn more about whole life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="life-insurance-whole-life-insurance-how-term-life-works-link">whole life insurance</a> lasts your entire life and has other benefits that you can use along the way.</p></div></dd></div><div id="container-life-insurance-different-types-of-life-insurance-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-different-types-of-life-insurance-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-different-types-of-life-insurance-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-different-types-of-life-insurance-faq" itemProp="name">What are the different types of <span class="sc-bTvSiT ddyjzT">life insurance?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-different-types-of-life-insurance-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn dIAWVj">You can protect your loved ones with four types of life insurance: <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/term-life-insurance/" id="life-insurance-term-life-insurance-that-can-give-protection-link">term life insurance</a>, <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="life-insurance-whole-life-insurance-that-can-give-protection-link">whole life insurance</a>, <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/universal-life-insurance/" id="life-insurance-universal-life-insurance-that-can-give-protection-link">universal life insurance</a>, and <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/variable-universal-life-insurance-vul/" id="life-insurance-vul-insurance-that-can-give-protection-link">variable universal life insurance</a>. Term life only covers you for a specified amount of time. Whole, universal, and variable universal all have lifelong coverage. And with the whole, universal, and variable universal, your policy will accumulate cash value over time.<sup>3</sup> You can use the cash value for anything you need throughout your life. And you can earn dividends<sup>6</sup> with whole life that can be taken as cash, used to pay premiums, or buy more coverage. <a aria-label="Ask a financial advisor about whole life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-ask-an-advisor-kinds-of-insurance-that-can-give-protection-link">Find your advisor</a> and ask them which type of life insurance will be best for you.</p></div></dd></div><div id="container-life-insurance-can-policy-earn-money-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-can-policy-earn-money-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-can-policy-earn-money-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-can-policy-earn-money-faq" itemProp="name">Can a life insurance policy <span class="sc-bTvSiT ddyjzT">earn money?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-can-policy-earn-money-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn dIAWVj">Yes. With whole life, you could earn dividends<sup>6</sup> that can be taken as cash, used to pay premiums, or buy more coverage. Over time, <a aria-label="Whole life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="life-insurance-whole-insurance-can-policy-earn-money-link">whole</a>, <a aria-label="Universal life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/universal-life-insurance/" id="life-insurance-universal-life-insurance-can-policy-earn-money-link">universal</a>, and <a aria-label="Variable universal life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/variable-universal-life-insurance-vul/" id="life-insurance-vul-insurance-can-policy-earn-money-link">variable universal</a> accumulates cash value. You can use this money for anything you need throughout your life.<sup>3</sup></p></div></dd></div><div id="container-life-insurance-how-does-permanent-life-insurance-work-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-how-does-permanent-life-insurance-work-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-how-does-permanent-life-insurance-work-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-how-does-permanent-life-insurance-work-faq" itemProp="name">How does permanent life <span class="sc-bTvSiT ddyjzT">insurance work?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-how-does-permanent-life-insurance-work-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn iPFeds">We promise to pay who you name (beneficiaries) a set amount of money when you're no longer here. You, in return, promise to make regular payments (premiums) to us. </p><p class="sc-gKseQn iPFeds">We have three types of <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/permanent-life-insurance/" id="life-insurance-permanent-life-insurance-how-it-works-link">permanent life insurance</a> to fit your needs: <a aria-label="Northwestern Mutual Whole life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="life-insurance-whole-life-insurance-how-it-works-link">whole</a>, <a aria-label="Northwestern Mutual universal life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/universal-life-insurance/" id="life-insurance-universal-life-insurance-how-it-works-link">universal</a>, and <a aria-label="Northwestern Mutual variable universal life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/variable-universal-life-insurance-vul/" id="life-insurance-vul-how-it-works-link">variable universal</a>. Not only will you have lifelong coverage, as long as you make payments, but you'll accumulate cash value (tax-deferred). You can use this money anything you wish.<sup>3</sup></p><p class="sc-gKseQn dIAWVj">And with whole life, you can also earn dividends (while not guaranteed, we've paid them every year since 1872) that can be taken as cash, used to pay premiums, or buy more coverage. <a aria-label="Ask a Northwestern Mutual financial advisor about your insurance questions" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-find-an-advisor-how-it-works-link">Find your advisor</a> if permanent life insurance is a good option for you.</p></div></dd></div><div id="container-life-insurance-what-is-the-best-life-insurance-work-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-what-is-the-best-life-insurance-work-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-what-is-the-best-life-insurance-work-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-what-is-the-best-life-insurance-work-faq" itemProp="name">What is the best life insurance <span class="sc-bTvSiT ddyjzT">to get?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-what-is-the-best-life-insurance-work-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn dIAWVj">The best type of life insurance for you depends on your needs and goals. You can get insurance like <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/term-life-insurance/" id="life-insurance-what-is-the-best-insurance-term-life-link">term life</a> to simply be a safety net to protect your loved ones from the unexpected. Or you can get coverage like <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="life-insurance-what-is-the-best-whole-insurance-link">whole life insurance</a>, <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/universal-life-insurance/" id="life-insurance-what-is-the-best-life-insurance-universal-link">universal life insurance</a>, or <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/variable-universal-life-insurance-vul/" id="life-insurance-what-is-the-best-insurance-vul-link">variable universal life insurance</a> that will be a key part of your comprehensive financial plan. Or you could even get a combination of both. Not sure which kind of life insurance is best for you? <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-our-advisors-best-life-insurance-link">Your advisors can help you figure it out</a>.</p></div></dd></div><div id="container-life-insurance-how-to-get-a-policy-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-how-to-get-a-policy-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-how-to-get-a-policy-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-how-to-get-a-policy-faq" itemProp="name">How do I get a life <span class="sc-bTvSiT ddyjzT">insurance policy?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-how-to-get-a-policy-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn dIAWVj">Your insurance needs are unique, so it's important to work with your advisor so they can fully understand them. The first step is to <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-get-matched-with-the-right-advisor-link">get matched</a> with your advisor. The first thing they'll do is ask deeper questions to identify the type of coverage (and how much) is right for you. Before issuing a policy, you'll answer some questions about your health and lifestyle. This will help us determine if you're qualified and what your premiums will cost.</p></div></dd></div><div id="container-life-insurance-insurance-riders-offered-faq" itemscope="" itemProp="mainEntity" itemType="https://schema.org/Question" class="sc-fteDCE fYTbrt"><dt id="dt-container-life-insurance-insurance-riders-offered-faq" class="sc-bokQx iymlMl"><button aria-expanded="false" class="sc-fUiULZ djtMwo" id="dt-button-life-insurance-insurance-riders-offered-faq"><h3 class="sc-gKseQn kiUQIU nmx-h3 sc-jtazFa fuOnOC accordion-item-title" id="dt-title-life-insurance-insurance-riders-offered-faq" itemProp="name">What insurance riders does Northwestern <span class="sc-bTvSiT ddyjzT">Mutual offer?</span></h3><svg width="30" height="30" viewBox="0 0 37 38" fill="currentColor" class="nmx-icon accordion-toggle-icon" style="flex-shrink:0;color:#1570bc;margin-left:1rem"><g fill="none" transform="translate(.5 .775)" fill-rule="evenodd"><circle cx="18.144" cy="18.144" r="18.144" fill="#1570BC" class="icon-fill"></circle><g stroke="#FFF" class="icon-color" stroke-width="3.456" stroke-linecap="square"><path d="M18.25 11.54v13.479M25.738 17.885h-15.24"></path></g></g></svg></button></dt><dd id="dd-container-life-insurance-insurance-riders-offered-faq" itemscope="" style="display:none" itemProp="acceptedAnswer" itemType="https://schema.org/Answer" class="sc-jsNtJQ fvNesr"><div class="sc-gKseQn dIAWVj" itemProp="text"><p class="sc-gKseQn dIAWVj">A rider is an optional benefit or feature you can add to your life insurance policy—usually for an extra cost. No matter if you need <a aria-label="Learn about whole life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/whole-life-insurance/" id="life-insurance-whole-life-insurance-available-rider-link">whole life</a>, <a aria-label="Learn about universal life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/universal-life-insurance/" id="life-insurance-universal-life-insurance-available-rider-link">universal life</a>, <a aria-label="Learn about variable universal life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/variable-universal-life-insurance-vul/" id="life-insurance-vul-insurance-available-rider-link">variable universal life</a>, or <a aria-label="Learn about term life insurance" class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/term-life-insurance/" id="life-insurance-term-life-insurance-available-rider-link">term life</a> insurance, there's a rider available. Here's what you can consider:</p><ul class="sc-GqePz iGWEEp sc-bSFUlv bHBnXr"><li class="sc-jvfqPk jdSjNY"><span class="sc-gKseQn jybUu nmx-p"><strong>Waiver of Premium –</strong> We'll pay your premiums if you become totally disabled from sickness or accident.</span></li><li class="sc-jvfqPk jdSjNY"><span class="sc-gKseQn jybUu nmx-p"><strong>Additional Purchase Benefit –</strong> You can buy more coverage at certain ages or when you have certain life events, like getting married or having a child, regardless of changes in your health.</span></li><li class="sc-jvfqPk jdSjNY"><span class="sc-gKseQn iWYfYp nmx-p"><strong>Accelerated Care Benefit –</strong> You can use some of your death benefit early to help pay for qualified long-term care expenses, like assisted living or help with doing daily tasks.</span></li></ul><p class="sc-gKseQn dIAWVj">Check out all of our <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/life-insurance/life-insurance-riders/" id="life-insurance-available-service-riders-link">available insurance riders</a>. Or <a class="sc-fubCzh kpjgcG" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="life-insurance-fafa-insurance-riders-offer-link">talk with your advisor</a> about which rider or riders might best fit your goals.</p></div></dd></div></dl></div></div></div></section><section class="sc-cHjwLt iRzZpT" data-module="life-insurance-credential-callout-grouping-section-container:credentials-module:A" id="life-insurance-credential-callout-grouping-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col"><h2 class="sc-gKseQn hbeQSv">Your financial strength, powered <span class="sc-bTvSiT ddyjzT">by ours.</span></h2></div></div><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col sc-iuAqRD OzDhd"><blockquote class="sc-hFXoIY BaPCn nmx-credential-card"><h3 aria-label="Number one ranked insurance company for consumer experience" class="sc-gKseQn exLLZV sc-DJgqy gYTUO nmx-credential-card-heading">No. 1<span class="sc-gKseQn iPFeds sc-iBPTik cTzUod"> ranked insurance company for consumer experience</span></h3><p class="sc-gKseQn iPFeds sc-dwqccx kvyNwC nmx-credential-card-description">Best life insurance company for consumer experience, 2023<sup>7</sup></p><svg width="1103" height="180" viewBox="0 0 1103 180" fill="currentColor" class="nmx-icon nmx-credential-logo nmx-credential-logo__nerdwallet sc-hJxDiT cjCypN"><path d="M1100.23 62.367h-18.005l-2.252-19.914a3.44 3.44 0 0 0-3.418-3.054l-20.048-.006a2.514 2.514 0 0 0-2.515 2.515v20.459l.177 21.393v36.922c0 4.687.523 8.938 1.578 12.746 1.053 3.81 2.776 7.09 5.174 9.844 2.394 2.759 5.582 4.868 9.555 6.33 3.972 1.463 8.883 2.198 14.73 2.198a53.4 53.4 0 0 0 9.12-.79c2.171-.374 4.075-.795 5.71-1.26a2.503 2.503 0 0 0 1.801-2.46l-.264-15.87c-.026-1.578-1.478-2.705-3.028-2.407a30.25 30.25 0 0 1-5.447.516c-4.091 0-6.926-1.024-8.503-3.08-1.579-2.054-2.37-5.134-2.37-9.241V83.76h18.006a2.514 2.514 0 0 0 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2.57-1.285 5.552-1.929 8.945-1.929 3.272 0 6.194.644 8.767 1.929 2.57 1.288 4.76 2.98 6.577 5.085 1.811 2.105 3.212 4.502 4.208 7.19a23.624 23.624 0 0 1 1.492 8.242 23.61 23.61 0 0 1-1.492 8.242c-.996 2.69-2.397 5.086-4.208 7.19-1.817 2.104-4.008 3.8-6.577 5.085-2.573 1.288-5.495 1.93-8.767 1.93-3.393 0-6.376-.642-8.945-1.93-2.573-1.285-4.735-2.981-6.488-5.086zm61.495-61.906-20.042-.004A3.443 3.443 0 0 0 821.26 61l-2.341 7.915c-2.499-2.195-5.656-4.252-9.49-6.164-4.924-2.454-10.948-3.682-18.072-3.682h-.006c-6.312 0-12.012 1.228-17.1 3.682-5.084 2.456-9.412 5.787-12.975 9.996-3.568 4.208-6.312 9.09-8.241 14.642-1.931 5.554-2.895 11.371-2.895 17.449 0 6.08.935 11.924 2.805 17.536 1.871 5.61 4.587 10.55 8.156 14.818 3.566 4.268 7.918 7.688 13.063 10.258 5.145 2.57 10.988 3.858 17.537 3.858 1.508 0 2.994-.083 4.459-.243 5.355-.445 10.03-1.649 14.007-3.632 4.712-2.35 8.444-4.91 11.218-7.67l2.176 6.709a3.442 3.442 0 0 0 3.274 2.378l17.766.004a2.514 2.514 0 0 0 2.515-2.514V61.052a2.514 2.514 0 0 0-2.513-2.514m-352.036.777-.211-.041.327-.205c-.727 0-1.434.022-2.136.047-.58-.03-1.167-.047-1.762-.047-3.786 0-7.246.716-10.394 2.116a30.581 30.581 0 0 0-3.782 1.566c-4.637 2.314-8.286 4.838-10.97 7.566l-1.763-6.188a3.441 3.441 0 0 0-3.31-2.499l-19-.003a2.515 2.515 0 0 0-2.514 2.514v82.199a2.515 2.515 0 0 0 2.515 2.514h23.732a2.514 2.514 0 0 0 2.513-2.514v-42.258c0-1.748.353-3.788 1.053-6.119.702-2.331 1.842-4.488 3.42-6.471 1.578-1.982 3.683-3.673 6.312-5.073 2.631-1.397 5.874-2.098 9.732-2.098 1.168 0 2.37.06 3.596.175l1.156.144a2.513 2.513 0 0 0 2.747-2.257l.964-20.295a2.515 2.515 0 0 0-2.225-2.773m-129.04 35.878c.116-2.22.704-4.355 1.754-6.401a17.845 17.845 0 0 1 4.211-5.349c1.755-1.517 3.797-2.718 6.136-3.594 2.34-.877 4.91-1.315 7.716-1.315 5.728 0 10.024 1.639 12.888 4.91 2.865 3.274 4.299 7.19 4.299 11.749h-37.004zm51.208-23.85c-3.86-4.089-8.479-7.216-13.854-9.38-5.38-2.163-11.284-3.244-17.712-3.244-6.662 0-12.861 1.112-18.589 3.33-5.73 2.223-10.696 5.35-14.907 9.383-4.208 4.033-7.54 8.943-9.993 14.73-2.457 5.787-3.684 12.248-3.684 19.377 0 7.366 1.256 13.915 3.77 19.64 2.515 5.73 5.965 10.552 10.347 14.468 4.383 3.918 9.495 6.898 15.344 8.944 5.846 2.044 12.042 3.068 18.59 3.068 8.884 0 16.686-1.609 23.408-4.823 4.112-1.967 7.732-4.445 10.858-7.44a2.95 2.95 0 0 0 .043-4.21l-12.423-12.483c-1.136-1.142-3.01-1.192-4.133-.035-1.65 1.701-3.592 3.152-5.83 4.352-3.158 1.697-7.014 2.543-11.571 2.543a22.88 22.88 0 0 1-7.455-1.227c-2.396-.816-4.559-1.956-6.488-3.42-1.93-1.46-3.51-3.184-4.735-5.173-1.226-1.986-1.96-4.208-2.194-6.663h63.309a31.11 31.11 0 0 0 .172-3.333v-3.506c0-7.48-1.081-14.144-3.243-19.99-2.166-5.846-5.172-10.814-9.03-14.907m566.588 23.849c.116-2.22.702-4.355 1.754-6.401a17.84 17.84 0 0 1 4.21-5.349c1.754-1.517 3.797-2.718 6.136-3.594 2.34-.877 4.912-1.315 7.717-1.315 5.727 0 10.023 1.639 12.888 4.91 2.864 3.274 4.299 7.19 4.299 11.749h-37.004zm51.206-23.85c-3.858-4.089-8.478-7.216-13.853-9.38-5.379-2.163-11.284-3.244-17.712-3.244-6.661 0-12.86 1.112-18.588 3.33-5.73 2.223-10.697 5.35-14.907 9.383-4.209 4.033-7.54 8.943-9.993 14.73-2.459 5.787-3.684 12.248-3.684 19.377 0 7.366 1.256 13.915 3.77 19.64 2.514 5.73 5.965 10.552 10.347 14.468 4.382 3.918 9.495 6.898 15.343 8.944 5.845 2.044 12.041 3.068 18.59 3.068 8.885 0 16.687-1.609 23.409-4.823 4.11-1.967 7.73-4.445 10.858-7.44a2.952 2.952 0 0 0 .043-4.21l-12.423-12.483c-1.136-1.142-3.012-1.192-4.133-.035-1.65 1.701-3.592 3.152-5.83 4.352-3.158 1.697-7.015 2.543-11.573 2.543-2.573 0-5.058-.408-7.454-1.227-2.396-.816-4.558-1.956-6.488-3.42-1.928-1.46-3.508-3.184-4.735-5.173-1.227-1.986-1.959-4.208-2.193-6.663h63.308c.113-1.053.173-2.162.173-3.333v-3.506c0-7.48-1.081-14.144-3.244-19.99-2.165-5.846-5.17-10.814-9.03-14.907M59.724.51l-.177-.08-.179-.074A5.518 5.518 0 0 0 57.44.001H3.932A3.932 3.932 0 0 0 0 3.933v171.309c0 1.086.44 2.069 1.152 2.78a3.918 3.918 0 0 0 2.78 1.151h51.86a3.933 3.933 0 0 0 3.932-3.931V.51zm115.515 178.663a3.932 3.932 0 0 0 3.932-3.931V3.933a3.931 3.931 0 0 0-3.932-3.932h-51.86a3.932 3.932 0 0 0-3.932 3.927v55.798L61.34 1.616A5.48 5.48 0 0 0 59.724.511v118.94l58.108 58.108a5.507 5.507 0 0 0 1.97 1.26 5.501 5.501 0 0 0 1.93.354h53.507z" class="icon-fill"></path></svg><footer class="sc-gUUBao kIevBW">Ranking for Northwestern Mutual Investment Services LLC, <cite>©2017–2024 and TM, NerdWallet, Inc. All Rights Reserved.</cite></footer></blockquote></div><div class="sc-jSgvzq VxyEJ nmx-col sc-iuAqRD OzDhd"><blockquote class="sc-hFXoIY BaPCn nmx-credential-card"><h3 aria-label="A plus plus financial strength rating" class="sc-gKseQn exLLZV sc-DJgqy gYTUO nmx-credential-card-heading">A++<span class="sc-gKseQn iPFeds sc-iBPTik cTzUod"> financial strength rating</span></h3><p class="sc-gKseQn iPFeds sc-dwqccx cPGNht nmx-credential-card-description">AAA, Aaa, and AA+—we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.<sup>8</sup></p><footer class="sc-gUUBao kIevBW">Awarded in the Insurance category: Life & Health industry, <cite>Fortune® Magazine's annual survey, 2017</cite></footer></blockquote></div><div class="sc-jSgvzq VxyEJ nmx-col sc-iuAqRD OzDhd"><blockquote class="sc-hFXoIY BaPCn nmx-credential-card"><h3 aria-label="Eight point two billion dollars in dividends expected to be paid in 2025" class="sc-gKseQn exLLZV sc-DJgqy gYTUO nmx-credential-card-heading">$8.2B<span class="sc-gKseQn iPFeds sc-iBPTik cTzUod"> in dividends expected to be paid in 2025</span></h3><p class="sc-gKseQn iPFeds sc-dwqccx cPGNht nmx-credential-card-description">in dividends expected to be paid in 2025<sup>6</sup></p><footer class="sc-gUUBao kIevBW">Statistic for Northwestern Mutual, Dividends are reviewed annually and are not guaranteed. <cite>based on Northwestern Mutual policyowner data.</cite></footer></blockquote></div></div></div></section><section class="sc-cHjwLt ibpLSx sc-dTlhyM kpVjng nmx-no-print sc-dTlhyM kpVjng nmx-no-print" data-module="content-hub-section-container:content-hub-module:A" id="content-hub-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col"><h2 class="sc-gKseQn hbeQSv">Let's boost your life insurance knowledge</h2></div><div class="sc-eCstlR bplJwX nmx-row sc-uGIAV fpmxkV swiper-container"><div class="sc-jSgvzq VxyEJ nmx-col sc-gOjTIK eFcolF nmx-section-thisSwiperCarousel-items swiper-wrapper"><div class="sc-eHdhsF cTujcf swiper-slide"><div class="sc-eCstlR bplJwX nmx-row sc-OFGhQ jZcZhL"><div class="sc-jSgvzq VxyEJ nmx-col sc-gOjTIK eFcolF nmx-align-center"><div class="sc-ksSWee iseEYe"><article class="sc-ha-dWBB lbUwvr"><a href="https://www.northwesternmutual.com/life-and-money/life-insurance-guide/" id="li-guide3200x1800" data-tracking-id="li-guide3200x1800" class="sc-gdHbVA hYxeaN"><span class="sc-jEYnhC foCzpI"><p class="sc-gKseQn dJkHf sc-kOtXPA fLvMIG">guide</p></span><div class="sc-kOixdN czVFBF lazy"></div><div class="sc-bIMXTd ceGpsl js-dynamic-callout-card-content-container"><h3 class="sc-gKseQn gNzQkc nmx-h4 sc-hXvPvl gaegxz">Life Insurance Guide</h3><p class="sc-gKseQn dJkHf sc-VhHcL gZlegt nmx-no-print">Learn more<svg width="16.5" height="10.35" viewBox="0 0 16.5 10.35" fill="currentColor" class="nmx-icon sc-jfLghk hNfUZL"><path d="M13.09.47l.07.08,4,4.54a.75.75,0,0,1,.06.9l-.07.09-4,4.33A.74.74,0,0,1,12,9.5l.07-.09L14.9,6.33H1.56a.73.73,0,0,1-.1-1.46H15L12.06,1.51a.73.73,0,0,1,0-1l.08-.07A.73.73,0,0,1,13.09.47Z" transform="translate(-0.82 -0.29)" class="icon-fill"></path></svg></p></div></a></article></div></div></div></div><div class="sc-eHdhsF cTujcf swiper-slide"><div class="sc-eCstlR bplJwX nmx-row sc-OFGhQ jZcZhL"><div class="sc-jSgvzq VxyEJ nmx-col sc-gOjTIK eFcolF nmx-align-center"><div class="sc-ksSWee iseEYe"><article class="sc-ha-dWBB lbUwvr"><a href="https://www.northwesternmutual.com/life-insurance/life-insurance-calculator/" id="1411-5-ways-to-improve-your-finances-in-may-1256558922" data-tracking-id="1411-5-ways-to-improve-your-finances-in-may-1256558922" class="sc-gdHbVA hYxeaN"><span class="sc-jEYnhC foCzpI"><p class="sc-gKseQn dJkHf sc-kOtXPA fLvMIG">calculator</p></span><div class="sc-kOixdN ejqFbh lazy"></div><div class="sc-bIMXTd ceGpsl js-dynamic-callout-card-content-container"><h3 class="sc-gKseQn gNzQkc nmx-h4 sc-hXvPvl gaegxz">Life Insurance Calculator</h3><p class="sc-gKseQn dJkHf sc-VhHcL gZlegt nmx-no-print">Calculate it<svg width="16.5" height="10.35" viewBox="0 0 16.5 10.35" fill="currentColor" class="nmx-icon sc-jfLghk hNfUZL"><path d="M13.09.47l.07.08,4,4.54a.75.75,0,0,1,.06.9l-.07.09-4,4.33A.74.74,0,0,1,12,9.5l.07-.09L14.9,6.33H1.56a.73.73,0,0,1-.1-1.46H15L12.06,1.51a.73.73,0,0,1,0-1l.08-.07A.73.73,0,0,1,13.09.47Z" transform="translate(-0.82 -0.29)" class="icon-fill"></path></svg></p></div></a></article></div></div></div></div><div class="sc-eHdhsF cTujcf swiper-slide"><div class="sc-eCstlR bplJwX nmx-row sc-OFGhQ jZcZhL"><div class="sc-jSgvzq VxyEJ nmx-col sc-gOjTIK eFcolF nmx-align-center"><div class="sc-ksSWee iseEYe"><article class="sc-ha-dWBB lbUwvr"><a href="https://www.northwesternmutual.com/life-and-money/which-is-better-term-or-whole-life-insurance/" id="628-nm-business-man-with-baby-722208811" data-tracking-id="628-nm-business-man-with-baby-722208811" class="sc-gdHbVA hYxeaN"><span class="sc-jEYnhC foCzpI"><p class="sc-gKseQn dJkHf sc-kOtXPA fLvMIG">article</p></span><div class="sc-kOixdN kkAzKR lazy"></div><div class="sc-bIMXTd ceGpsl js-dynamic-callout-card-content-container"><time class="sc-gKseQn bxrrNZ nmx-h6 sc-dMfPxa jvgGzm nmx-no-print">September 29, 2021</time><h3 class="sc-gKseQn gNzQkc nmx-h4 sc-hXvPvl gaegxz">Term Life Insurance vs. Whole Life Insurance</h3><p class="sc-gKseQn dJkHf sc-VhHcL gZlegt nmx-no-print">Learn more<svg width="16.5" height="10.35" viewBox="0 0 16.5 10.35" fill="currentColor" class="nmx-icon sc-jfLghk hNfUZL"><path d="M13.09.47l.07.08,4,4.54a.75.75,0,0,1,.06.9l-.07.09-4,4.33A.74.74,0,0,1,12,9.5l.07-.09L14.9,6.33H1.56a.73.73,0,0,1-.1-1.46H15L12.06,1.51a.73.73,0,0,1,0-1l.08-.07A.73.73,0,0,1,13.09.47Z" transform="translate(-0.82 -0.29)" class="icon-fill"></path></svg></p></div></a></article></div></div></div></div></div><div class="sc-cXeYuj yZrml nmx-slider-navigation"><div class="sc-kudgIq kfXUhm swiper-pagination"></div><div class="sc-ggVFBU fPVGNI swiper-button-prev"><svg width="12" height="32" viewBox="0 0 12 32" fill="currentColor" class="nmx-icon sc-gtzTNd cdQdjz"><path d="M10.05 30.1 1.17 14.23 10.05 1" stroke="#4a4a4a" style="fill:none" class="icon-stroke" stroke-width="2" stroke-linecap="round"></path></svg></div><div class="sc-ggVFBU fPVGNI swiper-button-next"><svg width="12" height="32" viewBox="0 0 12 32" fill="currentColor" class="nmx-icon sc-cBcsCo jpDFGC"><path stroke="#4a4a4a" d="m1.137 1 8.88 15.873L1.136 30.1" style="fill:none" class="icon-stroke" stroke-width="2" stroke-linecap="round"></path></svg></div></div></div></div></div></section><section class="sc-cHjwLt fkxTVZ" data-module="life-insurance-page-fr-callout-section-container:FR-card-fafa-module:A" id="life-insurance-page-fr-callout-section-container"><div class="sc-hKgJUU jujtyR nmx-container"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col sc-eHOjHr SiFuC"><picture width="200" height="100%" class="sc-nFqVA fnesWT sc-inHwGX hdidak"><img alt="Picture of a financial representative" src="https://www.northwesternmutual.com/react-assets/static/leo-tucker.6384102e.webp" class="sc-eJMPIT kWzbwl"/></picture></div><div class="sc-jSgvzq VxyEJ nmx-col sc-igsIFi gneRIG"><h2 class="sc-gKseQn dQxJnf sc-eazVAB hxxjuK">Now you're ready for a life <span class="sc-bTvSiT ddyjzT">insurance quote.</span></h2><p class="sc-gKseQn dQxJnf">Your advisor will ask deeper questions to help find the right type, and amount, of life insurance for your goals and budget.</p><p class="sc-gKseQn hHa-DPq">It's easy to get started—no commitment, just a better conversation.</p><div class="sc-hzeuys eLORlc"><a aria-label="Talk to a Northwestern Mutual financial advisor today." class="sc-fubCzh llPYGU" href="https://www.northwesternmutual.com/find-a-financial-advisor/" id="advisor-card-connect-button">Let's talk </a></div></div></div></div></section></main><footer id="footer" data-nosnippet="true"><div class="sc-hKgJUU jujtyR nmx-container"><h3 class="sc-gKseQn gNzQkc sc-iBPTik cTzUod">Find What You're Looking for at Northwestern Mutual</h3><section data-nosnippet="true" class="sc-eltbHq fmFTok"><div class="sc-eCstlR bplJwX nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col sc-kiYsuf fuzVKl"><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>1</sup> Some clients will need additional underwriting requirements.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>2</sup> Assumes that all premiums are paid. The amount of your payments will directly affect your policy's cash value, as well as your ability to maintain coverage in the future.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>3</sup> Your policy's cash value typically becomes a useful source of funds only after several years of premium payments, which allows the cash value to build up. Each method of utilizing your policy's cash value has advantages and disadvantages and is subject to different tax consequences. Surrenders of, withdrawals from and loans against a policy will reduce the policy's cash surrender value and death benefit and may also affect any dividends paid on the policy. As a general rule, surrenders and withdrawals are taxable to the extent they exceed the cost basis of the policy, while loans are not taxable when taken. Loans taken against a life insurance policy can have adverse effects if not managed properly. Policy loans and automatic premium loans, including any accrued interest, must be repaid in cash or from policy values upon policy termination or the death of the insured. Repayment of loans from policy values (other than death proceeds) can potentially trigger a significant tax liability, and there may be little or no cash surrender value remaining in the policy to pay the tax. If loans equal or exceed the cash value, the policy will terminate if additional cash payments are not made. Policyowners should consult with their tax advisors about the potential impact of any surrenders, withdrawals or loans.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>4</sup> Subject to age, insurability requirements, limits mandated by tax code and a minimum cash value to cover policy expenses.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>5</sup> All investments carry some level of risk. No investment strategy can guarantee a profit or protect against a loss.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>6</sup> Dividends are reviewed annually and are not guaranteed. Some policies may not receive dividends in a particular year or years even while other policies receive dividends. For universal life products, in lieu of dividends, experience is reflected through changes to nonguaranteed charges and credits.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>7</sup> ©2017–2024 and TM, NerdWallet, Inc. All Rights Reserved.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds"><sup>8</sup> Northwestern Mutual continues to have the highest financial strength ratings awarded to any U.S. life insurer by all four of the major rating agencies: A.M. Best Company, A++ (highest), 8/23; Fitch Ratings, AAA (highest), 7/24; Moody's Ratings, Aaa (highest), 8/24; S&P Global Ratings, AA+ (second highest), 4/24. Third-party ratings are subject to change. Ratings are for The Northwestern Mutual Life Insurance Company and Northwestern Long Term Care Insurance Company.</small></p><p class="sc-gKseQn dIAWVj"><small class="sc-gKseQn iPFeds">To be used with form numbers ICC12.TT.TERM.(0513), ICC12.TT.TERM.L20.(0513), ICC21.UU.WL.(1121), ICC17.UU.WL.(0119), ICC18.UU.CUL.(0919), UU.VULP.(1019), ICC18.UU.ACB.(0119), ICC17.UU.WL.WP.(0119), ICC17.UU.APB.(0119) or state equivalent.</small></p></div></div><div class="sc-eCstlR bplJwX nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col"><small class="sc-gKseQn fQAyie">90-2723-91 (0824)</small></div></div><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-eCstlR dnqWbL nmx-row"><div class="sc-jSgvzq VxyEJ nmx-col sc-dwcupg gmSuvC"><h4 class="nmx-assistive-text">Northwestern Mutual General Disclaimer</h4><p class="sc-gKseQn iPFeds"><small class="sc-gKseQn iPFeds">Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company and its subsidiaries. Life and disability insurance, annuities, and life insurance with long-term care benefits are issued by The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM). Long-term care insurance is issued by Northwestern Long Term Care Insurance Company, Milwaukee, WI, (NLTC) a subsidiary of NM. Investment brokerage services are offered through <strong>Northwestern Mutual Investment Services, LLC (NMIS)</strong> a subsidiary of NM, broker-dealer, registered investment advisor, and member <a class="sc-fubCzh bfKpsR sc-jtHLbV fQBklx" href="https://www.finra.org/" target="_blank" rel="nofollow noopener noreferrer">FINRA</a> and <a class="sc-fubCzh bfKpsR sc-jtHLbV fQBklx" href="https://www.sipc.org/" target="_blank" rel="nofollow noopener noreferrer">SIPC</a>. Investment advisory and trust services are offered through Northwestern Mutual Wealth Management Company® (NMWMC), Milwaukee, WI, a subsidiary of NM and a federal savings bank. Products and services referenced are offered and sold only by appropriately appointed and licensed entities and financial advisors and professionals. <strong>Not all products and services are available in all states. Not all Northwestern Mutual representatives are advisors. 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